Casio Calculator FC 200V User Manual

E
FC-200V  
FC-100V  
User's Guide  
http://world.casio.com/edu_e/  
RCA501407-001V03  
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About this Manual  
• This User’s Guide covers use and operation of the CASIO  
FC-200V and FC-100V. Operations apply to both models,  
except in cases indicated by the text “FC-200V only”.  
• Keycap markings indicate what a key inputs or what  
function it performs.  
Example: 1, 2, +, -, A, etc.  
SHIFT  
ALPHA  
• Pressing the  
or  
key followed by a second key  
performs the alternate function of the second key. The  
alternate function is indicated by the text printed above  
the key.  
Alternate function  
VARS  
Y}  
Keycap function  
t
• The following shows what the different colors of the  
alternate function key text mean.  
If key marking  
It means this:  
text is this color:  
SHIFT  
Press  
and then the key to  
Yellow  
Red  
access the applicable function.  
ALPHA  
Press  
and then the key to  
input the applicable variable or  
constant.  
SHIFT  
• In this manual, a  
key operation is shown as 1,  
while an ALPHA key operation is shown as S.  
• The following shows an example of how an alternate  
function operation is represented in this User’s Guide.  
Example: 17(S-MENU)  
Indicates the function that is accessed by the  
key operation (17) before it. Note that  
this is not part of the actual key operation you  
perform.  
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• The following shows an example of how a key operation  
to select an on-screen menu item is represented in this  
User’s Guide.  
Example: 1(1-VAR)  
Indicates the menu item that is selected by the  
number key operation (1) before it. Note that  
this is not part of the actual key operation you  
perform.  
• The cursor key is marked with four  
arrows, indicating direction, as shown  
in the illustration nearby. In this User’s  
REPLAY  
Guide, cursor key operation is  
indicated as f, c, d, and e.  
Some examples in this manual start out assuming that the  
calculator is set to a particular angle unit. This is indicated  
by the following marks.  
z : Degrees  
Z : Radians  
• The displays and illustrations (such as key markings)  
shown in this User’s Guide are for illustrative purposes  
only, and may differ somewhat from the actual items they  
represent.  
• The contents of this manual are subject to change without  
notice.  
• In no event shall CASIO Computer Co., Ltd. be liable to  
anyone for special, collateral, incidental, or consequential  
damages in connection with or arising out of the purchase  
or use of this product and items that come with it.  
Moreover, CASIO Computer Co., Ltd. shall not be liable  
for any claim of any kind whatsoever by any other party  
arising out of the use of this product and the items that  
come with it.  
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Initializing the Calculator  
Perform the following procedure when you want to initialize  
the calculator and return the calculation mode and setup  
to their initial default settings. Note that this operation also  
clears all data currently in calculator memory.  
1. O19(CLR)  
2. “All:EXE” (cf), then E.  
3. E(Yes)  
4. A  
To cancel initialization without doing anything, press  
E(Cancel) instead of E(Yes).  
This setting:  
Is initialized to this:  
Calculation Mode  
COMP  
This setting:  
Payment  
Date Mode  
dn  
Is initialized to this:  
End  
365  
CI  
Periods/Y  
Bond Date  
Date Input  
PRF/Ratio  
B-Even  
Annual (FC-200V only)  
Date (FC-200V only)  
MDY  
PRF (FC-200V only)  
Quantity (FC-200V only)  
Digit Sep.  
Angle  
Display Digits  
STAT  
Off  
Deg  
Norm1  
Off  
• For information about memory, see “Using Calculator  
Memory” on page E-35.  
• For information about shortcut keys settings, see  
“Shortcuts” on page E-94.  
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Safety Precautions  
Be sure to read the following safety precautions before  
using this calculator. Keep this manual handy for later  
reference.  
Caution  
This symbol is used to indicate information that can  
result in personal injury or material damage if ignored.  
Battery  
• After removing the battery from the calculator, put it  
in a safe place where it will not get into the hands of  
small children and accidentally swallowed.  
• Keep batteries out of the reach of small children. If  
accidentally swallowed, consult with a physician  
immediately.  
• Never charge the battery, try to take the battery apart,  
or allow the battery to become shorted. Never expose  
the battery to direct heat or dispose of it by  
incineration.  
• Improperly using a battery can cause it to leak and  
damage nearby items, and can create the risk of fire  
and personal injury.  
• Always make sure that the battery’s positive  
and  
k
negative  
ends are facing correctly when you load  
l
it into the calculator.  
• Remove the battery if you do not plan to use the  
calculator for a long time.  
• Use only the type of battery specified for this  
calculator in this manual.  
Disposing of the Calculator  
• Never dispose of the calculator by burning it. Doing  
so can cause certain components to suddenly burst,  
creating the risk of fire and personal injury.  
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Handling Precautions  
• Be sure to press the O key before using the  
calculator for the first time.  
• Even if the calculator is operating normally, replace  
the battery at least once every three years (FC-200V)  
or two years (FC-100V).  
A dead battery can leak, causing damage to and  
malfunction of the calculator. Never leave a dead battery  
in the calculator.  
• The battery that comes with this unit discharges  
slightly during shipment and storage. Because of  
this, it may require replacement sooner than the  
normal expected battery life.  
• Low battery power can cause memory contents to  
become corrupted or lost completely. Always keep  
written records of all important data.  
• Avoid use and storage of the calculator in areas  
subjected to temperature extremes.  
Very low temperatures can cause slow display response,  
total failure of the display, and shortening of battery life.  
Also avoid leaving the calculator in direct sunlight, near  
a window, near a heater or anywhere else it might be  
exposed to very high temperatures. Heat can cause  
discoloration or deformation of the calculator’s case, and  
damage to internal circuitry.  
• Avoid use and storage of the calculator in areas  
subjected to large amounts of humidity and dust.  
Take care never to leave the calculator where it might be  
splashed by water or exposed to large amounts of  
humidity or dust. Such conditions can damage internal  
circuitry.  
• Never drop the calculator or otherwise subject it to  
strong impact.  
• Never twist or bend the calculator.  
Avoid carrying the calculator in the pocket of your trousers  
or other tight-fitting clothing where it might be subjected  
to twisting or bending.  
• Never try to take the calculator apart.  
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• Never press the keys of the calculator with a ballpoint  
pen or other pointed object.  
• Use a soft, dry cloth to clean the exterior of the  
calculator.  
If the calculator becomes very dirty, wipe it off with a cloth  
moistened in a weak solution of water and a mild neutral  
household detergent. Wring out all excess liquid before  
wiping the calculator. Never use thinner, benzene or other  
volatile agents to clean the calculator. Doing so can  
remove printed markings and can damage the case.  
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Contents  
About this Manual ............................................ 1  
Initializing the Calculator ................................ 3  
Safety Precautions........................................... 4  
Handling Precautions ...................................... 5  
Before Using the Calculator .......................... 10  
kRemoving the Hard Case .................................... 10  
kTurning Power On and Off ................................... 10  
kAdjusting Display Contrast................................... 10  
kAbout the Display.................................................. 11  
kDisplay Indicators ................................................. 11  
Calculation Modes and Calculator Setup .... 13  
kCalculation Modes ............................................... 13  
kUsing the Setup Screen ....................................... 13  
Inputting Expressions and Values ............... 23  
kInputting a Calculation Expression Using  
Standard Format .................................................. 23  
kCorrecting an Expression .................................... 25  
kDisplaying the Location of an Error...................... 27  
Basic Calculations ......................................... 28  
kArithmetic Calculations ........................................ 28  
kPercent Calculations ............................................ 29  
Using Multi-statements in Calculations ....... 32  
Using Calculation History Memory and  
Replay ............................................................. 33  
Using Calculator Memory.............................. 35  
kAnswer Memory (Ans) ......................................... 35  
kIndependent Memory (M) .................................... 37  
kVariables (A, B, C, D, X, Y) .................................. 38  
kFinancial Calculation Variables (VARS) ............... 40  
kClearing Memory Contents .................................. 41  
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Financial Calculation ..................................... 42  
kSimple Interest Mode ........................................... 42  
kCompound Interest Mode .................................... 44  
kCash Flow Mode .................................................. 50  
kAmortization Mode ............................................... 55  
kConversion Mode................................................. 59  
kCost/Sell/Margin Mode ........................................ 61  
kDay Calculation Mode.......................................... 64  
kDepreciation Mode (FC-200V only) ..................... 66  
kBond Mode (FC-200V only) ................................. 71  
kBreak-Even Mode (FC-200V only)....................... 78  
kBEV Sub-mode (Break-Even Mode 1) ................. 78  
kMargin of Safety Sub-mode  
(Break-Even Mode 2)........................................... 82  
kDegree of Operating Leverage Sub-mode  
(Break-Even Mode 3)........................................... 84  
kDegree of Financial Leverage Sub-mode  
(Break-Even Mode 4)........................................... 86  
kDegree of Combined Leverage Sub-mode  
(Break-Even Mode 5)........................................... 88  
kQuantity Conversion Sub-mode  
(Break-Even Mode 6)........................................... 90  
Shortcuts ........................................................ 94  
kCustom Shortcut Keys ......................................... 94  
kFunction Shortcut Keys........................................ 96  
Function Calculations ................................... 98  
kPi (π) and Natural Logarithm Base e ................... 98  
kTrigonometric and Inverse Trigonometric  
Functions ............................................................. 98  
kHyperbolic and Inverse Hyperbolic Functions ..... 99  
kConverting an Input Value to the Calculator’s  
Default Angle Unit ................................................ 99  
kExponential Functions and Logarithmic  
Functions ........................................................... 100  
kPower Functions and Power Root Functions .... 101  
kRectangular-Polar Coordinate Conversion ........ 103  
kOther Functions ................................................. 104  
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Statistical Calculation.................................. 108  
kStatistical Calculation Types .............................. 108  
kInputting Sample Data ....................................... 108  
kSTAT Calculation Screen .................................... 111  
kUsing the STAT Menu ......................................... 112  
Technical Information .................................. 134  
kCalculation Priority Sequence............................ 134  
kStack Limitations................................................ 136  
kCalculation Ranges, Number of Digits, and  
Precision ............................................................ 137  
kSpecial Financial Calculation Error Messages .. 139  
kError Messages ................................................. 140  
kBefore assuming malfunction of the calculator... 142  
Reference...................................................... 143  
kPower Requirements and Battery  
Replacement ..................................................... 143  
Specifications............................................... 146  
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Before Using the Calculator  
k Removing the Hard Case  
Before using the calculator, slide its hard case downwards  
to remove it, and then affix the hard case to the back of  
the calculator as shown in the illustration below.  
k Turning Power On and Off  
• Press O to turn on the calculator.  
• Press 1A(OFF) to turn off the calculator.  
k Adjusting Display Contrast  
1. Press s.  
2. Use c to select “CONTRAST:EXE”, and then press  
E.  
This displays the contrast adjustment screen. Use d and  
e to adjust display contrast. After the setting is the way  
you want, press E.  
Important!  
• If adjusting display contrast does not improve display  
readability, it probably means that battery power is low.  
Replace the battery.  
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k About the Display  
Your calculator has a 31-dot × 96-dot LCD screen.  
Example:  
Input expression  
Calculation result  
{
Financial Calculation Mode  
k Display Indicators  
Sample Display:  
STAT  
This  
Means this:  
indicator:  
Page:  
The keypad has been shifted by  
pressing the 1 key. The keypad  
will unshift and this indicator will  
7
disappear when you press a key.  
E-1  
The alpha input mode has been  
entered by pressing the S key.  
3
The alpha input mode will be exited  
and this indicator will disappear  
when you press a key.  
There is a value stored in independ-  
ent memory.  
M
E-37  
The calculator is standing by for input  
of a variable name to assign a value  
to the variable. This indicator ap-  
pears after you press 1t(STO).  
STO  
E-37  
E-38  
E-94  
The calculator is standing by for input  
of a variable name to recall the vari-  
able’s value. This indicator appears  
after you press t.  
RCL  
E-11  
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This  
indicator:  
Means this:  
Page:  
STAT  
360  
The calculator is in the STAT Mode. E-108  
360 days in a year.  
Simple interest for interest calcula-  
tions of odd (partial) months.  
SI  
Day, month, year (DMY) as the date  
format.  
DMY  
7
8
9
The default angle unit is degrees.  
The default angle unit is radians.  
The default angle unit is grads.  
E-15  
A fixed number of decimal places is  
in effect.  
FIX  
SCI  
A fixed number of significant digits  
is in effect.  
Calculation history memory data is  
available and can be replayed, or  
there is more data above/below the  
current screen.  
$`  
E-33  
The display currently shows an in-  
Disp  
termediate result of a multi-state- E-32  
ment calculation.  
Important!  
• For a very complex calculation or some other type of  
calculation that takes a long time to execute, the display  
may show only the above indicators (without any value)  
while it performs the calculation internally.  
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Calculation Modes and  
Calculator Setup  
k Calculation Modes  
When you want to perform  
this type of operation:  
Press this  
key:  
Page:  
Simple interest calculations  
Compound interest calculations  
Cash flow calculations  
S
c
C
A
E-42  
E-44  
E-50  
E-55  
Amortization calculations  
E-28  
E-98  
General and function calculations  
m
Statistical and regression  
calculations  
a
n
o
D
d
E-108  
E-59  
E-61  
E-64  
E-66  
Interest rate conversion calculations  
Cost, selling price, or margin  
calculations  
Day or date calculations  
Depreciation calculations  
(FC-200V only)  
Purchase price and annual yield  
calculations (FC-200V only)  
b
B
E-71  
E-78  
Break-even point calculations  
(FC-200V only)  
k Using the Setup Screen  
The setup screen lets you configure various conditions and  
screen settings used for calculations. You can also use  
the setup screen to adjust display contrast.  
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A Displaying the Setup Screen  
There are two different ways to display the setup screen.  
• Pressing the s key  
• Selecting the “Set:” item on  
the menu screen that  
appears when you enter  
some modes.  
The following are the  
procedures you need to  
perform to access and use the  
setup screen using the above  
operations.  
FC-200V  
Important!  
All of the example procedures presented in this manual  
use the s key procedure to display the setup screen.  
To display the setup screen with the s key  
1. Press the s key.  
This displays a menu of setup items.  
• See “Setup Screen Settings” on page E-15 for a  
complete list of menu items.  
2. Use fc to select the setup item whose setting you  
want to change, and then press E.  
This displays a screen for configuring the setting of the  
setup item you selected.  
3. Configure the setting you want.  
• You can select a setting by with the cursor and then  
press E , or you can input the number that  
corresponds to the setting you want to select.  
• See “Configuring Settings” on page E-16 for  
information about configuring each setting.  
To display the setup screen by selecting “Set:” on a  
mode menu  
Important!  
The following procedure is possible only when there is a  
“Set:” item on the menu that initially appears when you  
enter a mode. It is not available in all modes.  
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1. On the menu that appears when you initially enter a  
mode, use fc to select “Set:”, and then press E.  
• This displays a setup screen of settings that apply to  
the current mode only. The content of the setup screen  
depends on what mode you are currently in.  
2. Use fc to select the setup item whose setting you  
want to change. You can also select a setup item by  
inputting the applicable number.  
• See “Setup Screen Settings” below for information  
about configuring each setting.  
A Setup Screen Settings  
Setup  
Screen Item  
No.  
Description  
Page  
Payment date (beginning of  
term/end of term)  
E-16  
E-16  
1
Payment  
2
3
Date Mode Number of days in a year  
dn  
Odd period interest calculation E-16  
Number of payment periods  
per year  
E-17  
4
5
Periods/Y  
Date or number of coupon  
E-17  
Bond Date  
payments specification  
6
7
Date Input Date format  
E-18  
PRF/Ratio Profit or profit ratio specification E-18  
Sales quantity or sales amount  
E-18  
8
B-Even  
specification  
9
0
!
@
Digit Sep. 3-digit separator symbol  
E-19  
E-19  
E-20  
E-20  
Angle  
Fix  
Angle unit  
Number of decimal places  
Number of significant digits  
Sci  
Value range for exponential  
format  
E-21  
#
Norm  
STAT  
$
%
Statistical display  
E-21  
E-22  
CONTRAST Contrast adjustment  
E-15  
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A Configuring Settings  
1 Payment: Compound Interest (CMPD) Mode,  
Amortization (AMRT) Mode  
This setting specifies the payment date.  
1:Begin Beginning of period  
2:End End of period  
1. Use fc to select  
“Payment”, and then press  
E.  
2. Press 1(1:Begin) or 2(2:End) to select the setting  
you want.  
• You can also use fc to select a setting and then  
press E.  
2 Date Mode: Simple Interest (SMPL) Mode, Day  
Calculation (DAYS) Mode, Bond (BOND)  
Mode (FC-200V only)  
This setting specifies the number of days in a year.  
1:360  
2:365  
360 days  
365 days  
1. Use fc to select “Date  
Mode”, and then press E.  
2. Press 1(1:360) or 2(2:365) to select the setting you  
want.  
• You can also use fc to select a setting and then  
press E.  
3 dn: Compound Interest (CMPD) Mode  
This setting specifies whether simple interest or compound  
interest for interest calculations of odd (partial) months.  
1:CI  
2:SI  
Compound interest  
Simple interest  
1. Use fc to select “dn”,  
and then press E.  
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2. Press 1(1:CI) or 2(2:SI) to select the setting you  
want.  
• You can also use fc to select a setting and then  
press E.  
4 Periods/Y: Bond (BOND) Mode (FC-200V only)  
This setting specifies once a year (Annual) or twice a year  
(Semi-Annual) coupon payments.  
1:Annual One coupon payment per year  
2:Semi  
One coupon payment every six months  
1. Use fc to select  
“Periods/Y”, and then press  
E.  
2. Press 1(1:Annual) or 2(2:Semi) to select the setting  
you want.  
• You can also use fc to select a setting and then  
press E.  
5 Bond Date: Bond (BOND) Mode (FC-200V only)  
This setting specifies use of either a date (Date) or a  
number of payments (Term) as the term for bond  
calculations.  
1:Date  
2:Term  
Date  
Number of payments  
1. Use fc to select “Bond  
Date”, and then press E.  
2. Press 1(1:Date) or 2(2:Term) to select the setting  
you want.  
• You can also use fc to select a setting and then  
press E.  
E-17  
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6 Date Input: Day Calculation (DAYS) Mode, Bond  
(BOND) Mode (FC-200V only)  
This setting specifies either month, day, year (MDY) or  
day, month, year (DMY) as the date format.  
1:MDY Month, day, year 06012006 (June 1, 2006)  
2:DMY Day, month, year 01062006 (June 1, 2006)  
1. Use fc to select “Date  
Input”, and then press E.  
2. Press 1(1:MDY) or 2(2:DMY) to select the setting  
you want.  
• You can also use fc to select a setting and then  
press E.  
7 PRF/Ratio: Break-Even Point Calculation (BEV) Sub-  
mode of Break-Even (BEVN) Mode (FC-  
200V only)  
This setting specifies use of either profit (PRF) or profit  
ratio (r%) for break-even point calculations.  
1:PRF Profit  
2:r%  
Profit ratio  
1. Use fc to select “PRF/  
Ratio”, and then press E.  
2. Press 1(1:PRF) or 2(2:r%) to select the setting you  
want.  
• You can also use fc to select a setting and then  
press E.  
8 B-Even: Break-Even Point Calculation (BEV) Sub-  
mode of Break-Even (BEVN) Mode (FC-200V  
only)  
This setting specifies use of either sales quantity (Quantity)  
or sales amount (Sales) for break-even point calculations.  
1: Quantity Sales quantity  
2: Sales  
Sales amount  
E-18  
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1. Use fc to select  
“B-Even”, and then press  
E.  
2. Press 1(1:Quantity) or 2(2:Sales) to select the  
setting you want.  
• You can also use fc to select a setting and then  
press E.  
9 Digit Sep.: All modes except for the STAT Mode and  
COMP Mode  
This setting specifies what type of 3-digit separator should  
be used. Note that the 3-digit separator is not displayed  
after you specify a number of significant digits with @ Sci.  
1:Superscript Superscript comma 123´456  
2:Subscript  
3:Off  
Subscript comma 123,456  
Separator off 123456  
1. Use fc to select “Digit  
Sep.”, and then press E.  
2. Press 1(1:Superscript), 2(2:Subscript), or 3(3:Off)  
to select the setting you want.  
• You can also use fc to select a setting and then  
press E.  
0 Angle: All modes  
This setting specifies the angle unit used for trigonometric  
functions.  
π
2
90° = — radians = 100 grads  
1:Deg  
2:Rad  
3:Gra  
Degrees  
Radians  
Grads  
1. Use fc to select “Angle”,  
and then press E.  
E-19  
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2. Press 1(1:Deg), 2(2:Rad), or 3(3:Gra) to select  
the setting you want.  
• You can also use fc to select a setting and then  
press E.  
! Fix: All modes  
This setting specifies a fixed number of digits to the right  
of the decimal place. Calculation results are rounded off  
to the specified number of digits before being displayed.  
• Changing this setting automatically cancels any previous  
settings made for @ Sci and # Norm.  
• Specify the number of decimal places by inputting a value  
in the range of 0 (round off and then cut fraction part) to  
9 (nine decimal places).  
1. Use fc to select “Fix”,  
and then press E.  
2. Input a value from 0 to 9 to specify the number of decimal  
places.  
Example: 100 ÷ 7 = 14.286 (Fix 3)  
= 14.29 (Fix 2)  
@ Sci: All modes  
This setting specifies the number of significant digits.  
Calculation results are rounded off to the specified number  
of digits before being displayed.  
• Changing this setting automatically cancels any previous  
settings made for ! Fix and # Norm.  
• You can specify anywhere from 1 significant digit (by  
inputting 1) to 10 significant digits (by inputting 0).  
1. Use fc to select “Sci”,  
and then press E.  
2. Input a value from 0 to 9 to specify the number of  
significant digits.  
Example: 10 ÷ 7 = 1.4286 × 100 (Sci 5)  
= 1.429 × 100 (Sci 4)  
E-20  
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# Norm: All modes  
This setting specifies the range that determines when  
display of values switches to exponential format.  
• Changing this setting automatically cancels any previous  
settings made for ! Fix and @ Sci.  
Norm1: 10–2 > x, x> 1010  
Norm2: 10–9 > x, x> 1010  
Example: 1 ÷ 200 = 5 × 10–3 (Norm1)  
= 0.005  
(Norm2)  
1. Use fc to select “Norm”,  
and then press E.  
2. Press 1(Norm1) or 2(Norm2).  
$ STAT: Statistics (STAT) Mode, Cash Flow (CASH)  
Mode  
This setting controls whether a frequency (FREQ) column  
is included in the STAT Mode DataEditor.  
• The Cash Flow (CASH) Mode uses the same DataEditor  
as the STAT Mode. Turning on display of the frequency  
column reduces the maximum number of data items that  
can be input for investment appraisal.  
1:On Frequency (FREQ) column display on  
2:Off Frequency (FREQ) column display off  
1. Use fc to select  
“STAT”, and then press E.  
2. Press 1(1:On) or 2(2:Off) to select the setting you  
want.  
• You can also use fc to select a setting and then  
press E.  
Important!  
• This operation clears DataEditor data. Note that data is  
cleared even if you select the setting that corresponds to  
the current FREQ column display status. Selecting “On”  
while FREQ column display is currently turned on, for  
example, will clear DataEditor data.  
E-21  
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% CONTRAST: All modes  
Select this setting when you want to adjust screen contrast  
and make display figures lighter or darker.  
1. Use fc to select  
“CONTRAST”, and then  
press E.  
2. Use d and e to adjust display contrast.  
3. Press E.  
Note  
• On a setting screen, the cursor mark displayed on the  
upper right of a screen cannot be used.  
A Initializing the Setup Screen Settings  
1. O19(CLR)  
2. “Setup:EXE” (fc), then E.  
3. E(Yes)  
4. A  
To cancel initialization without doing anything, press  
E(Cancel) instead of E(Yes).  
• The calculator will automatically enter the COMP Mode  
after you initialize the setup screen settings.  
E-22  
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Inputting Expressions and  
Values  
k Inputting a Calculation Expression  
Using Standard Format  
Your calculator lets you input calculation expressions just  
as they are written. Then simply press the E key to  
execute it. The calculator automatically judges the  
calculation priority sequence for addition, subtraction,  
multiplication, and division, functions, and parentheses.  
Example: 2 (5 + 4) – 2 × (–3) =  
2(5+4)-  
2*y3E  
A Inputting a Function with Parenthesis  
When you input any of the functions shown below, it is  
automatically input with the open parenthesis (() character.  
Next, you need to input the argument and the closing  
parenthesis ()).  
sin(, cos(, tan(, sin–1(, cos–1( , tan–1(, sinh(, cosh(, tanh(,  
sinh–1(, cosh–1(, tanh–1(, log(, ln(, e^(, 10^(, ^(, '(, 3'(,  
x
'(, Abs(, Pol(, Rec(, Rnd(  
Example: sin 30 =  
z
1. t  
2. “sin(” (fc), then E.  
3. 30)E  
• Some commonly used functions can also be input using  
a direct key operation.  
Example: sin 30 =  
1. 11(sin)  
2. 30)E  
E-23  
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A Omitting the Multiplication Sign  
You can omit the multiplication sign (×) in any of the  
following cases.  
• Before an open parentheses ((): 2 × (5 + 4), etc.  
• Before a function with parenthesis: 2 × sin(30), 2 × '(3),  
etc.  
• Before a variable name, constant, or random number:  
20 × A, 2 × π, etc.  
A Final Closed Parenthesis  
You can omit one or more closed parentheses that come  
at the end of a calculation, immediately before the E key  
is pressed. For details, see “Omitting a Final Closed  
Parenthesis” on page E-29.  
A Displaying a Long Expression  
The display can show up to 14 characters at a time.  
Inputting the 15th character causes the expression to shift  
to the left. At this time, the ] indicator appears to the left  
of the expression, indicating that it runs off the left side of  
the screen.  
Input expression: 1111 + 2222 + 3333 + 444  
Displayed portion:  
Cursor  
• When the ] indicator is displayed, you can scroll left  
and view the hidden part by pressing the d key. This  
will cause the ' indicator to appear to the right of the  
expression.At this time, you can use the e key to scroll  
back.  
A Number of Input Characters (Bytes)  
• You can input up to 99 bytes of data for a single  
expression. Basically, each key operation uses up one  
byte. A function that requires two key operations to input  
(like 11(sin)) also uses only one byte.  
E-24  
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• Normally the input cursor appears as a straight vertical  
( ) or horizontal ( ) flashing line on the display screen.  
I
When there are 10 or fewer bytes of input remaining in  
the current expression, the cursor changes shape to  
I
to let you know. If the  
cursor appears, terminate the  
I
expression at a convenient point and calculate the result.  
k Correcting an Expression  
This section explains how to correct an expression as you  
are inputting it. The procedure you should use depends  
on whether you have insert or overwrite selected as the  
input mode.  
A About the Insert and Overwrite Input Modes  
With the insert mode, the displayed characters shift to the  
left to make room when you input a new character. With  
the overwrite mode, any new character you input replaces  
the character at the current cursor position.  
• The cursor is a vertical flashing line ( ) when the insert  
I
mode is selected. The cursor is a horizontal flashing line  
(
) when the overwrite mode is selected.  
• The initial default is the insert mode. You can switch  
between the insert mode and the overwrite mode by  
pressing 1Y(INS).  
A Changing the Character or Function You  
Just Input  
Example: To correct the expression 369 × 13 so it  
becomes 369 × 12  
369*13  
Y
2
E-25  
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A Deleting a Character or Function  
Example: To correct the expression 369 × × 12 so it  
becomes 369 × 12  
Insert Mode:  
369**12  
dd  
Y
Overwrite Mode:  
369**12  
ddd  
Y
A Correcting a Calculation  
Example: To correct cos(60) so it becomes sin(60)  
Insert Mode:  
12(cos)60)  
dddY  
11(sin)  
Overwrite Mode:  
12(cos)60)  
dddd  
11(sin)  
E-26  
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A Inserting input into a Calculation  
Always use the insert mode for this operation. Use d or  
e to move the cursor to the location where you want to  
insert new input, and then input what you want.  
k Displaying the Location of an Error  
If an error message (like “Math ERROR” or “Syntax  
ERROR”) appears when you press E, press d or e.  
This will display the part of the calculation where the error  
occurred, with the cursor positioned at the error location.  
You can then make necessary corrections.  
Example: When you input 14 ÷ 0 × 2 = by mistake instead  
of 14 ÷ 10 × 2 =  
Insert Mode:  
14/0*2E  
Press e or d.  
This is causing the error.  
d1  
E
You can also exit the error screen by pressing A, which  
clears the calculation.  
E-27  
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Basic Calculations  
This section explains how to perform arithmetic and percent  
calculations.  
All calculations in this section are performed in the  
COMP Mode (g).  
k Arithmetic Calculations  
Use the +, -, *, and / keys to perform arithmetic  
calculations.  
Example: 7 × 8 – 4 × 5 = 36  
7*8-4*5E  
• The calculator automatically judges the calculation priority  
sequence. For more information, see “Calculation Priority  
Sequence” on page E-134.  
A Number of Decimal Places and Number of  
Significant Digits  
You can specify a fixed number of decimal places and  
significant digits for the calculation result.  
Example: 1 ÷ 6 =  
Initial default setting (Norm1)  
FIX  
3 decimal places (Fix3)  
SCI  
3 significant digits (Sci3)  
• For more information, see “Configuring Settings” on page  
E-16.  
E-28  
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A Omitting a Final Closed Parenthesis  
You can omit any closed parenthesis ()) immediately  
preceding operation of the E key at the end of a  
calculation.  
Example: (2 + 3) × (4 – 1) = 15  
(2+3)*  
(4-1E  
k Percent Calculations  
Example 1: 2% = 0.02  
21((%)E  
Example 2: 150 × 20% = 30  
150*20  
1((%)E  
Example 3: To calculate what percentage of 880 is 660.  
660/880  
1((%)E  
Example 4: To increase 2500 by 15%.  
2500+  
2500*  
151((%)E  
E-29  
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Example 5: To discount 3500 by 25%.  
3500-  
3500*  
251((%)E  
Example 6: To discount the sum of 168, 98, and 734 by  
20%.  
168+98+  
734E  
-G*201((%)E  
Example 7: If 300 grams are added to a test sample  
originally weighing 500 grams, what is the  
percentage increase in weight?  
300+500  
1.(A%)  
Example 8: What is the percentage change when a value  
is increased from 40 to 46? How about to 48?  
Insert Mode:  
46-40  
1.(A%)  
eeeY8E  
E-30  
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Example 9: To calculate the selling price and profit when  
the purchase price is $480 and the profit rate  
to the selling price is 25%.  
480*25  
1.(A%)  
480/25  
1.(A%)  
Example 10: To calculate the bargain price and loss when  
the purchase price is $130 and the loss rate  
is 4%.  
130*y4  
1.(A%)  
130/y4  
1.(A%)  
E-31  
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Using Multi-statements in  
Calculations  
You can use the colon character (:) to connect two or more  
expressions and execute them in sequence from left to  
right when you press E.  
Example: To create a multi-statement that performs the  
following two calculations: 3 + 3 and 3 × 3  
Insert Mode:  
1. 3+3  
2. t  
3. “ : ” (fc), then E.  
4. 3*3  
Disp  
E
“Disp” indicates this is an intermediate result of a multi-statement.  
E
E-32  
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Using Calculation History  
Memory and Replay  
Calculation history memory maintains a record of each  
calculation expression you input and execute, and its result.  
You can use calculation history memory in the COMP  
Mode (g) only.  
A Recalling Calculation History Memory  
Contents  
Press f to back-step through calculation history memory  
contents. Calculation history memory shows both  
calculation expressions and results.  
Example:  
1+1E  
2+2E  
3+3E  
f
f
• Note that calculation history memory contents are cleared  
whenever you turn off the calculator, press the O key,  
change to another mode, or perform the operation under  
“Initializing the Calculator” (page E-3) or “Initializing the  
Setup Screen Settings” (page E-22).  
• Calculation history memory is limited. When the  
calculation you are performing causes calculation history  
memory to become full, the oldest calculation is deleted  
automatically to make room for the new calculation.  
E-33  
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A Replay Function  
While a calculation result is on the display, you can press  
d or e to edit the expression you used for the previous  
calculation.  
Example: 4 × 3 + 2.5 = 14.5  
4 × 3 – 7.1 = 4.9  
4*3+2.5E  
A
d
YYYY  
-7.1E  
E-34  
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Using Calculator Memory  
Memory Name  
Description  
Answer Memory Stores the last calculation result  
obtained.  
Independent  
Memory  
Calculation results can be added to  
or subtracted from independent  
memory. The “M” display indicator  
indicates data in independent  
memory.  
Variables  
VARS  
Six variables named A, B, C, D, X,  
and Y can be used for storage of  
individual values.  
The following are the names of the  
financial calculation variables: n, I,  
PV, PMT, FV, P/Y, C/Y, PM1, PM2,  
Dys.  
This section uses the COMP Mode (g) to demonstrate  
how you can use memory.  
k Answer Memory (Ans)  
A Answer Memory Overview  
• Answer Memory contents are updated whenever you  
execute a calculation using any one of the following keys:  
E, 9, m, 1m(M–), t, or 1t(STO). Answer  
Memory can hold up to 15 digits.  
• Answer Memory contents do not change if an error occurs  
during the current calculation.  
• Answer Memory contents are maintained even if you  
press the A key, change the calculation mode, or turn  
off the calculator.  
• When multiple results are obtained (in polar coordinate  
calculations, when “ALL:Solve” is selected in the Simple  
Interest Mode, etc.), the result that is displayed at the top  
of the screen is the one stored in Answer Memory.  
E-35  
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A Using Answer Memory to Perform a Series  
of Calculations  
Example: To divide the result of 3 × 4 by 30  
3*4E  
(Continuing)/30E  
Pressing / automatically inputs  
“Ans” command.  
• With the above procedure, you need to perform the  
second calculation immediately after the first one. If you  
need to recall Answer Memory contents after pressing  
A, press the G key.  
A Inputting Answer Memory Contents into an  
Expression  
Example: To perform the calculations shown below:  
123 + 456 = 579  
789 – 579 = 210  
123+456E  
789-GE  
E-36  
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k Independent Memory (M)  
You can add calculation results to or subtract results from  
independent memory. The “M” appears on the display when  
independent memory contains a value.  
A Independent Memory Overview  
• The following is a summary of the different operations  
you can perform using independent memory.  
Perform this key  
To do this:  
operation:  
Add the displayed value or  
result of the expression to  
independent memory  
m
Subtract the displayed value  
or result of the expression 1m(M–)  
from independent memory  
Recall current independent  
memory contents  
Sm(M)  
Assign a specific value or  
result of the expression to  
independent memory  
1. 3+5(for example)  
2. 1t(STO)  
3. “M:”(fc), then E.  
4. E(Yes)  
• You can also store financial calculation value in  
independent memory.  
Example: In the SMPL Mode, store the value of SI in  
independent memory (M)  
1. Enter the SMPL Mode for calculation of simple interest  
(SI). See pages E-42 and E-43 for more information.  
2. 1t(STO)  
3. “SI”(fc), then E.  
4. “M:”(fc), then E.  
5. E(Yes)  
• A number sign (#) next to the independent memory  
variable name indicates that it already contains data.  
Performing the following steps will replace any existing  
data with the new data.  
E-37  
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• The “M” indicator appears in the upper left of the display  
when there is any value other than zero stored in  
independent memory.  
• Independent memory contents are maintained even if you  
press the A key, change the calculation mode, or turn  
off the calculator.  
A Calculation Examples Using Independent  
Memory  
• If the “M” indicator is on the display, perform the procedure  
under “Clearing Independent Memory” before performing  
this example.  
Example:  
23 + 9 = 32  
53 – 6 = 47  
23+9m  
53-6m  
–) 45 × 2 = 90  
99 ÷ 3 = 33  
45*21m(M–)  
99/3m  
(Total)  
22  
Sm(M)E  
A Clearing Independent Memory  
1. 0  
2. 1t(STO)  
3. “M:”(fc), then E.  
4. E(Yes)  
• This clears independent memory and causes the “M”  
indicator to disappear from the display.  
k Variables (A, B, C, D, X, Y)  
A Variable Overview  
• You can assign a specific value or a calculation result to  
a variable.  
Example: To assign the result of 3 + 5 to variable A.  
1. 3+5  
2. 1t(STO)  
3. “A:”(fc), then E.  
4. E(Yes)  
E-38  
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• Use the following procedure when you want to check the  
contents of a variable.  
Example: To recall the contents of variable A  
Sn(A)  
• The following shows how you can include variables inside  
of an expression.  
Example: To multiply the contents of variable A by the  
contents of variable B  
Sn(A)*So(B)E  
• You can also assign a financial calculation value to a  
variable.  
Example: In the CMPD Mode, assign the value of PMT to  
variable “A”.  
1. CMPD mode: “PMT”  
(fc).  
2. 1t(STO)  
3. “A:”(fc), then E.  
4. E(Yes)  
• A number sign (#) next to a variable name indicates that  
there is already data assigned to the variable. Performing  
the following steps will replace any existing data with the  
new data.  
• Variable contents are maintained even if you press the  
A key, change the calculation mode, or turn off the  
calculator.  
9 × 6 + 3  
5 × 8  
Example:  
= 1.425  
1. 9*6+3  
2. 1t(STO)  
3. “B:” (fc), then E.  
4. E(Yes)  
5. 5*8  
6. 1t(STO)  
7. “C:” (fc), then E.  
8. E(Yes)  
E-39  
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9. So(B)/SD(C)  
E
k Financial Calculation Variables (VARS)  
• The following are the names of the financial calculation  
variables (VARS):  
n, I, PV, PMT, FV, P/Y, C/Y, PM1, PM2, Dys.  
• Financial calculation variables are used in financial  
calculations to store values. See the sections that  
describe the various modes for information about which  
variables are used in each mode.  
• In the COMP Mode, the above variables are used as  
arithmetic variables, and are referred to as such in the  
section explaining the COMP Mode.  
A To select an financial calculation variable  
in the COMP mode  
1. Press 1t(VARS).  
2. On the menu screen that appears, use fc to move  
the highlighting to the variable you want to select, and  
then press E.  
A Clearing the Contents of VARS Memories  
Only  
1. O19(CLR)  
2. “VARS:EXE” (fc), then E.  
3. E(Yes)  
4. A  
To cancel the clear operation without doing anything,  
press E(Cancel) instead of E(Yes).  
• VARS Memory Initial Default Values  
P/Y, C/Y....................................................................... 1  
n, I, PV, PMT, FV, PM1, PM2, Dys .......................... 0  
E-40  
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k Clearing Memory Contents  
Use the following procedure to clear the contents ofAnswer  
Memory, independent memory, and all of the variables.  
This procedure does not clear VARS memory contents.  
See “Clearing the Contents of VARS Memories Only” for  
more information.  
1. O19(CLR)  
2. “Memory:EXE” (fc), then E.  
3. E(Yes)  
4. A  
To cancel the clear operation without doing anything,  
press E(Cancel) instead of E(Yes).  
E-41  
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Financial Calculation  
k Simple Interest Mode  
• The Simple Interest (SMPL) Mode lets you calculate the  
interest amount and/or simple future value (principal and  
interest amount).  
A Entering the SMPL Mode  
• Press S to enter the SMPL Mode.  
Value Input Screen  
A Setting Values  
Values Used  
in Examples  
No. Display  
Name  
1
2
Set*  
Dys  
Days in Year (Date Mode)  
365  
Number of Interest Periods  
(Number of Days)  
120  
3
4
I
Interest Rate (Annual)  
5%  
PV  
Principal (Present Value)  
$10,000  
* For information about specifying the Date Mode, see the  
“Date Mode” item under “Configuring Settings” on page  
E-16.  
A Basic SMPL Mode Procedure  
Example 1: To calculate the interest amount (SI), and the  
simple future value (SFV)  
1. Input the values for 1, 2, 3, and 4 from the Setting  
Values table above.  
• For this example, use  
fc to select 1 “Set:”,  
and then press E.  
E-42  
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• Press 2 to select “365”.  
• Use fc to select 2  
“Dys”, input 120, and then  
press E.  
• Use fc to select 3 I”, input 5, and then press  
E.  
• Use fc to select 4 “PV”, input 10000, and then  
press E.  
2. Select the value you want to calculate.  
• For this example, use  
fc to select “ALL:  
Solve”.  
3. Press 9 to perform the  
calculation.  
• Pressing the E key returns to the value input screen.  
To solve for the items that have “Solve” specified (such  
as “ALL:Solve”), you can press E instead of 9.  
A Other SMPL Mode Calculations  
Example 2: To calculate the simple interest (SI) amount  
only  
• In step 2 of the basic procedure (Example 1), select  
“SI:Solve”.  
Example 3: To calculate the simple future value (SFV)  
only  
• In step 2 of the basic procedure (Example 1), select  
“SFV:Solve”.  
E-43  
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A SMPL Mode Financial Calculation Variables  
(VARS)  
• Variables Dys, I, and PV are used in the SMPL Mode.  
• The values of SMPL Mode variables are retained even if  
you change to another mode. Note, however, that SMPL  
Mode variables are also used by other modes, so  
performing an input or calculation operation may change  
the values assigned to them.  
• Though SMPL Mode variables are financial calculation  
variables, they are also used by arithmetic and function  
operations in the COMP Mode.  
A Calculation Formulas  
Dys  
365  
I%  
100  
SI' =  
× PV × i  
× PV × i  
i =  
i =  
365-day Mode  
Dys  
360  
I%  
100  
SI' =  
360-day Mode  
SI = –SI'  
SFV = –(PV + SI')  
SI : simple interest  
Dys : number of interest periods  
PV : principal  
I% : interest rate (annual)  
SFV : principal plus interest  
k Compound Interest Mode  
• The Compound Interest (CMPD) Mode lets you calculate  
any one of the following values, by inputting values for  
the other four: number of compound periods, interest rate,  
principal, payment amount, and future value (principal  
and interest, or final payment amount).  
A Entering the CMPD Mode  
• Press c to enter the CMPD Mode.  
Value Input Screen  
E-44  
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A Setting Values  
Values Used  
in Examples  
No. Display  
Name  
1
2
Set*1 Payment Period (Payment)  
Number of Compound  
End  
n
48  
Periods  
3
4
5
I
Interest Rate  
4%  
PV  
Present Value (Principal)  
Payment Amount  
–$1,000  
–$300  
PMT  
Future Value (Principal and  
Interest, or Final Payment  
Amount)  
6
FV  
$16,760  
Number of Annual Payments  
(PMT)  
7
8
P/Y  
12  
12  
Number of Annual  
Compoundings  
C/Y*2  
1
*
• For information about specifying the payment period,  
see the “Payment” item under “Configuring Settings”  
on page E-16.  
• In the case of compound interest calculations, you can  
also use the compound interest mode (dn) setting on  
the setup screen for interest calculations of odd (partial)  
months. See the explanation of the compound interest  
mode (dn) setting (page E-16) for more information.  
Specify 2 for semiannual compound interest, or 12 for  
monthly compound interest.  
2
*
Note  
• After specifying the 1 Payment Period (Payment) and  
inputting values for 7 Number of Annual Payments  
(P/Y) and 8 Number of Annual Compoundings, you can  
calculate any one of the following by inputting values for  
the other four: Number of Compound Periods, Interest  
Rate, Principal, PaymentAmount, Future Value (principal  
and interest, or final payment amount).  
• Input money paid out as a negative value, using the y  
key to input the minus sign.  
E-45  
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A Basic CMPD Mode Procedure  
Example 1: To calculate the future value (FV) of an  
investment vehicle that pays an annual interest rate of  
4%, when the initial deposit is $1,000 and additional  
deposits of $300 are made each month  
1. Input the required values from the Setting Values table  
(page E-45).  
• For this example, use  
fc to select 1 “Set:”,  
and then press E.  
• Press 2 to select “End”.  
• Use fc to select 2  
n”, input 48, and then  
press E.  
• Use fc to select 3 I”, input 4, and then press  
E.  
• Use fc to select 4 “PV”, input –1000, and then  
press E.  
• Use fc to select 5 “PMT”, input –300, and then  
press E.  
• Use fc to select 7 “P/Y”, input 12, and then press  
E.  
• Use fc to select 8 “C/Y”, input 12, and then press  
E.  
Input Precautions  
• Before specifying the number of months when there  
is a partial month, see “Calculating the Number of  
Months when a Partial Month is Included” (page  
E-47).  
• Input money paid out as a negative value, using the  
y key to input the minus sign.  
2. Select the value you want to calculate.  
• For this example, use  
fc to select “FV”.  
E-46  
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3. Press l to perform the  
calculation.  
A Calculating the Number of Compound  
Periods (n), Interest Rate (I%), Present  
Value (Principal: PV), and Payment Amount  
(PMT)  
• Use the same procedure as shown under “Example 1”  
(page E-46), substituting the required values.  
A Calculating the Number of Months when a  
Partial Month is Included  
The following example shows how to calculate the number  
of months (number of days/total days in the month) for the  
number of compound periods (n) when a partial month is  
include.  
Example 1: When the payment period is 16 months and  
20 days  
1. Use fc to select “n”.  
2. Input the division operation that divides the number of  
days in the partial month (20 in this example) by the  
total number of days in the month.  
• This example assumes  
that there are 30 days in  
the month.  
3. Add the number of full  
months (16 in this example).  
4. Press E.  
Note  
• This calculator always performs calculations assuming  
that the partial month comes at the beginning of the  
compound periods (n).  
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A Selecting Interest Calculation for a Period  
with a Partial Month  
• You can select compound interest or simple interest to  
calculate interest for a period with a partial month. Before  
performing each type of calculation, first use Configuring  
Settings (page E-16) to select either compound interest  
or simple interest for the dn setting.  
A CMPD Mode Financial Calculation  
Variables (VARS)  
• Variables n, I, PV, PMT, FV, P/Y, and C/Y are used in  
the CMPD Mode.  
• The values of CMPD Mode variables are retained even if  
you change to another mode. Note, however, that CMPD  
Mode variables are also used by other modes, so  
performing an input or calculation operation may change  
the values assigned to them.  
• Though CMPD Mode variables are financial calculation  
variables, they are also used by arithmetic and function  
operations in the COMP Mode.  
A Calculation Formulas  
u PV, PMT, FV, n  
I% G 0  
α × PMT –  
β
× FV  
PV =  
γ
γ
β
× PV × FV  
PMT =  
α
γ
× PV –  
α
× PMT  
FV =  
β
(1+ iS) × PMT FV × i  
(1+ iS) × PMT PV × i  
log (1+ i)  
log  
{
}
n =  
E-48  
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I% = 0  
PV = – (PMT × n + FV)  
PV + FV  
PMT = –  
n
FV = – (PMT × n + PV)  
PV + FV  
PMT  
n = –  
1 –  
i
β
α
γ
= (1+ i × S) ×  
,
β
=
(1 + i)(–Intg(n))  
(
n
(1+ i ) Frac ) ........... dn : CI (Setup Screen)  
=
{
1+ i × Frac (n) ....... dn : SI (Setup Screen)  
0 ............................ Payment : End  
(Setup Screen)  
1 ............................ Payment : Begin  
S =  
i =  
{
{
(Setup Screen)  
I %  
100  
............................... (P/Y = C/Y = 1)  
C/Y  
P/Y  
I %  
(Other than  
–1.....  
(1+  
)
100 × [C/Y ]  
those above)  
u I%  
i (effective interest rate)  
i (effective interest rate) is calculated using Newton's  
Method.  
γ × PV + α × PMT + β × FV = 0  
To I% from i (effective interest rate)  
i × 100 .................................(P/Y = C/Y = 1)  
P/Y  
I% =  
(1+ i ) C/Y –1 × C/Y × 100...  
(Other than  
those above)  
{
{
}
E-49  
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n
: Number of Compound Periods  
I% : Interest Rate  
PV : Present Value (Principal)  
PMT : Payment Amount  
FV : Future Value (Principal and Interest, or Final  
Payment Amount)  
P/Y : Number of Annual Payments (PMT)  
C/Y : Number of Annual Compoundings  
Note  
• This calculator performs interest (I) calculations using  
Newton’s Method, which produces approximate values  
whose precision can be affected by various calculation  
conditions. Because of this, interest calculation results  
produced by this calculator should be used keeping the  
above limitation in mind, or the results should be verified.  
• When you use f and c to select an item that can be  
calculated, the “=” changes to “7”. You can perform a  
calculation by inputting the required values for the other  
items, and then pressing the l key. Performing the  
calculation causes the “7” to change back to “=”.  
k Cash Flow Mode  
• The Cash Flow (CASH) mode calculates the total of  
income and expenses over a fixed period, and then uses  
the discounted cash flow (DCF) method to perform  
investment appraisal. The following four items are  
appraised.  
NPV : Net Present Value  
IRR : Internal Rate of Return  
PBP : Payback Period*  
NFV : Net Future Value  
* The payback period (PBP) can also be called the  
“discounted payback period” (DPP). When the annual  
interest rate (I) is zero, the PBP is called the “simple  
payback period” (SPP).  
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A Entering the CASH Mode  
• Press C to enter the CASH Mode.  
Value Input Screen  
A cash flow diagram like the one shown below helps to  
visualize the movement of funds.  
CF7  
CF5  
CF6  
CF3  
CF2  
CF4  
CF1  
CF0  
With this graph, the initial investment amount is represented  
by CF0. The cash flow one year later is shown by CF1, two  
years later by CF2, and so on.  
A Setting Values  
Values Used  
in Examples  
No. Display  
Name  
Annual Interest  
1
I
3%  
A Receipt and Payment Summary  
Values Used  
in Examples  
Period  
Receipt/Payment  
CF0  
CF1  
CF2  
CF3  
CF4  
Payment  
Payment  
Receipt  
Receipt  
Receipt  
–$10,000  
–$1,000  
$4,500  
$5,000  
$4,000  
• Input money paid out as a negative value, using the y  
key to input the minus sign.  
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A Basic CASH Mode Procedure  
Example 1: To calculate net present value (NPV)  
1. Input the annual interest (I), and then receipt and  
payment values provided on page E-51.  
• Use fc to select 1  
I”, input 3, and then  
press E.  
• Use fc to select “Csh  
=D.Editor x”, and then  
press E.  
This displays the DataEditor. Only the x-column is used  
for calculation. Any values in the y-column and FREQ-  
column are not used.  
Note  
• The STAT editor and the D.Editor x of the CASH Mode  
use the same memory area to store data.  
• –10000 E(CF0)  
Input money paid out as a  
negative value, using the  
y key to input the minus  
sign.  
• –1000 E(CF1)  
• 4500 E(CF2)  
• 5000 E(CF3)  
• 4000 E(CF4)  
2. Press E to return to the value input screen.  
3. Select the value you want to calculate.  
• For this example, use  
fc to select “NPV:  
Solve”.  
4. Press l to perform the  
calculation.  
• Pressing the E key returns to the value input screen.  
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A Other CASH Mode Calculations  
Example 2: To calculate the internal rate of return (IRR)  
• In step 3 of the basic procedure (Example 1), select  
“IRR:Solve”.  
• The IRR calculation result is assigned to financial variable  
(VARS) I.  
Example 3: To calculate the payback period (PBP)  
• In step 3 of the basic procedure (Example 1), select  
“PBP:Solve”.  
Example 4: To calculate net future value (NFV)  
• In step 3 of the basic procedure (Example 1), select “NFV:  
Solve”.  
A Maximum Number of DataEditor Items  
Maximum Number of  
DataEditor Screen  
Data Items  
80  
40  
26  
X
X, Y or X, FREQ  
X, Y, FREQ  
• Only the x-column is used for calculation. Any values in  
the y-column and FREQ-column are not used.  
• Normally, you will be able to input up to 80 data items in  
the DataEditor.  
To maximize the number of data items you can input,  
enter the STAT Mode, select “1-VAR”, and then use the  
setup screen to select “Off” for the “STAT” setting (page  
E-21).  
• Values you input while “1-VAR” is selected are cleared  
when “2-VAR” is selected in the STAT Mode. Conversely,  
values you input while “2-VAR” is selected are cleared  
when “1-VAR” is selected in the STAT Mode.  
A CASH Mode Financial Calculation Variables  
(VARS)  
• Variable I is used in the CASH Mode.  
• The value of the CASH Mode variable is retained even if  
you change to another mode. Note, however, that I is  
also used by other modes, so performing an input or  
calculation operation may change the value assigned to  
it.  
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• Though I is a financial calculation variable, it is also  
used by arithmetic and function operations in the COMP  
Mode.  
A Calculation Formulas  
uNPV  
CF1  
CF2  
CF3  
NPV = CF0  
+
+
+
+
(1+ i) (1+ i)2 (1+ i)3  
I %  
CFn  
(1+ i)n  
+  
i =  
100  
n: natural number up to 79  
uNFV  
NFV = NPV × (1 + i )n  
uIRR  
IRR is calculated using Newton’s Method.  
CF1 CF2 CF3  
CFn  
(1+ i)n  
0 = CF0  
+
+
+
+ … +  
(1+ i) (1+ i)2 (1+ i)3  
In this formula, NPV = 0, and the value of IRR is equivalent  
to i × 100. It should be noted, however, that minute  
fractional values tend to accumulate during the subsequent  
calculations performed automatically by the calculator, so  
NPV never actually reaches exactly zero. IRR becomes  
more accurate the closer that NPV approaches to zero.  
uPBP  
0 .................................. (CF0 > 0)  
PBP =  
NPVn  
(Other than  
...  
n –  
{
NPVn+1 NPVn those above)  
n
CFk  
NPVn  
=
Σ
(1 + i k  
)
k
= 0  
n: Smallest positive integer that satisfies the conditions  
NPVn < 0, NPVn+1 > 0, or 0.  
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k Amortization Mode  
• The Amortization (AMRT) Mode lets you calculate the  
principal balance, and the interest portion and principal  
portion of monthly payments, as well as interest and  
principal amounts paid to date.  
BAL : Principal balance upon completion of payment  
PM2  
INT : Interest portion of payment PM1  
PRN : Principal portion of payment PM1  
ΣINT : Total interest paid from payment PM1 to  
payment PM2  
ΣPRN : Total principal paid from payment PM1 to  
payment PM2  
A Entering the AMRT Mode  
• Press A to enter the AMRT Mode.  
Value Input Screen  
a
1 payment  
c
b
1.............. PM1..................... PM2 ............Last  
Number of Payments  
a : Interest portion of payment PM1 (INT)  
b : Principal portion of payment PM1 (PRN)  
c : Principal balance upon completion of payment PM2  
(BAL)  
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e
1 payment  
d
1...............PM1.................. PM2 ...............Last  
Number of Payments  
d : Total principal paid from payment PM1 to payment  
PM2 (ΣPRN)  
e : Total interest paid from payment PM1 to payment PM2  
(ΣINT)  
A Setting Values  
Values Used  
in Examples  
No. Display  
Name  
1
2
Set*1 Payment Period (Payment)  
Payment PM1  
End  
PM1  
15  
28  
(Number of Payments)  
Payment PM2  
(Number of Payments)  
2
3
4
PM2  
*
Number of Compound  
Periods (Number of Months)  
n*3  
5
6
7
I
Interest Rate (Annual)  
Principal  
2%  
PV  
$100,000  
–$920  
PMT  
Payment Amount  
Ending Balance after Last  
Payment (Future Value)  
3
*
8
9
0
FV  
12  
12  
Number of Annual Payments  
(PMT)  
P/Y  
Number of Annual  
Compoundings  
C/Y*4  
E-56  
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1
*
For information about specifying the payment period,  
see the “Payment” item under “Configuring Settings”  
on page E-16.  
Make sure the payment you specify for PM2 comes after  
the payment you specify for PM1.  
This variable is used by other modes. The value that  
initially appears may be a value that was input or  
calculated in another mode.  
Specify 2 for semiannual compound interest, or 12 for  
monthly compound interest.  
2
3
*
*
4
*
• Input money paid out as a negative value, using the y  
key to input the minus sign.  
A Basic AMRT Mode Procedure  
Example 1: To calculate the principal balance (BAL) after  
payment 28  
1. Input the values for 1, 2, 3, 5, 6, 7, 9, and 0  
from the Setting Values table (page E-56).  
• For this example, use  
fc to select 1 “Set:”,  
and then press E.  
• Press 2 to select “End”.  
• Use fc to select 2  
“PM1”, input 15, and then  
press E.  
• Use fc to select 3 “PM2”, input 28, and then press  
E.  
• Use fc to select 5 I”, input 2, and then press  
E.  
• Use fc to select 6 “PV”, input 100000, and then  
press E.  
• Use fc to select 7 “PMT”, input –920, and then  
press E.  
• Use fc to select 9 “P/Y”, input 12, and then press  
E.  
• Use fc to select 0 “C/Y”, input 12, and then press  
E.  
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2. Select the value you want to calculate.  
• For this example, use  
fc to select “BAL:  
Solve”.  
3. Press l to perform the  
calculation.  
• Pressing the E key returns to the value input screen.  
A Other AMRT Mode Calculations  
Example 2: To calculate the interest amount (INT)  
included in payment 15 (PM1)  
• In step 2 of the basic procedure (Example 1), select  
“INT:Solve”.  
Example 3: To calculate the principal amount (PRN)  
included in payment 15 (PM1)  
• In step 2 of the basic procedure (Example 1), select  
“PRN:Solve”.  
Example 4: To calculate total interest paid (ΣINT) from  
payment 15 (PM1) to payment 28 (PM2)  
• In step 2 of the basic procedure (Example 1), select  
ΣINT:Solve”.  
Example 5: To calculate total principal paid (ΣPRN) from  
payment 15 (PM1) to payment 28 (PM2)  
• In step 2 of the basic procedure (Example 1), select  
ΣPRN:Solve”.  
A AMRT Mode Financial Calculation Variables  
(VARS)  
• Variables PM1, PM2, n, I, PV, PMT, FV, P/Y, and C/Y  
are used in the AMRT Mode.  
• The values of AMRT Mode variables are retained even if  
you change to another mode. Note, however, thatAMRT  
Mode variables are also used by other modes, so  
performing an input or calculation operation may change  
the values assigned to them.  
• Though AMRT Mode variables are financial calculation  
variables, they are also used by arithmetic and function  
operations in the COMP Mode.  
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A Calculation Formulas  
a: Interest portion of payment PM1 (INT)  
INTPM1 = I BALPM1–1 × i I × (PMT sign)  
b: Principal portion of payment PM1 (PRN)  
PRNPM1 = PMT + BALPM1–1 × i  
c: Principal balance upon completion of payment PM2  
(BAL)  
BALPM2 = BALPM2–1 + PRNPM2  
d: Total principal paid from payment PM1 to payment PM2  
(ΣPRN)  
PM2  
PRN = PRNPM1 + PRNPM1+1 + … + PRNPM2  
Σ
PM1  
e: Total interest paid from payment PM1 to payment PM2  
(ΣINT)  
a + b = one repayment (PMT)  
PM2  
INT = INTPM1 + INTPM1+1 + … + INTPM2  
Σ
PM1  
BAL0 = PV ....................... Payment: End  
(Setup Screen)  
INT1 = 0  
,
PRN1 = PMT ... Payment: Begin  
(Setup Screen)  
Converting between the Nominal Interest Rate and  
Effective Interest Rate  
The nominal interest rate (I% value input by user) is  
converted to an effective interest rate (I%´) for installment  
loans where the number of annual payments is different  
from the number of annual compoundings calculation  
periods.  
[C / Y ]  
[P / Y ]  
I%  
I%' =  
(1+  
)
–1  
×100  
100 × [C / Y ]  
The following calculation is performed after conversion from  
the nominal interest rate to the effective interest rate, and  
the result is used for all subsequent calculations.  
i = I%'÷100  
k Conversion Mode  
• The Conversion (CNVR) Mode lets you convert between  
the nominal interest rate (APR) and effective interest rate  
(EFF).  
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A Entering the CNVR Mode  
• Press n to enter the CNVR Mode.  
Value Input Screen  
A Setting Values  
Values Used  
in Examples  
No. Display  
Name  
Number of Annual  
Compoundings  
1
2
n
6
I
Interest Rate (Annual)  
3%  
A Basic CNVR Mode Procedure  
Example 1: To convert a nominal interest rate (APR) to  
an effective interest rate (EFF)  
1. Input the number of annual compoundings (n) and  
interest rate (I) values from the Setting Values table  
above.  
• For this example, use  
fc to select 1 n”,  
input 6, and then press  
E.  
• Use fc to select 2 I”, input 3, and then press  
E.  
2. Select the value you want to calculate.  
• For this example, use  
fc to select “EFF:  
Solve”.  
3. Press l to perform the calculation.  
• Pressing the E key returns to the value input screen.  
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A Other CNVR Mode Calculations  
Example 2: To convert an effective interest rate (EFF) to  
a nominal interest rate (APR)  
• In step 2 of the basic procedure (Example 1), select “APR:  
Solve”.  
A CNVR Mode Financial Calculation Variables  
(VARS)  
• Variables n and I are used in the CNVR Mode.  
• A value is assigned to I whenever you perform an EFF  
or APR calculation in the CNVR Mode.  
• The values of CNVR Mode variables are retained even if  
you change to another mode. Note, however, that CNVR  
Mode variables are also used by other modes, so  
performing an input or calculation operation may change  
the values assigned to them.  
• Though CNVR Mode variables are financial calculation  
variables, they are also used by arithmetic and function  
operations in the COMP Mode.  
A Calculation Formulas  
n
APR/100  
EFF = 1+  
–1 × 100  
n
1
n –1 × n ×100  
EFF  
100  
APR = 1+  
APR : nominal interest rate (%)  
EFF : effective interest rate (%)  
n
: number of annual compoundings  
k Cost/Sell/Margin Mode  
• The Cost/Sell/Margin (COST) Mode lets you calculate  
cost, selling price, or margin after inputting the other two  
values. You can input the cost and selling price, for  
example, and calculate the margin.  
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A Entering the COST Mode  
• Press o to enter the COST Mode.  
Value Input Screen  
A Setting Values  
Values Used  
in Examples  
No. Display  
Name  
1
2
3
CST  
SEL  
Cost  
Selling Price  
$40  
$100  
60%  
MRG Margin  
A Basic COST Mode Procedure  
Example 1: To calculate the margin (MRG)  
1. Input the cost (CST) and selling price (SEL) values from  
the Setting Values table above.  
• For this example, use  
fc to select 1 “CST”,  
input 40, and then press  
E.  
• Use fc to select 2 “SEL”, input 100, and then  
press E.  
2. Select the value you want to calculate.  
• For this example, use  
fc to select 3 “MRG”.  
3. Press l to perform the  
calculation.  
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A Other COST Mode Calculations  
Example 2: To calculate the cost based on margin and  
selling price  
1. Input the margin (MRG) and selling price (SEL) values  
in step 1 of the basic procedure (Example 1).  
2. Select 1 “CST” in step 2.  
Example 3: To calculate the selling price (SEL) based on  
margin and cost  
1. Input the margin (MRG) and cost (CST) values in step  
1 of the basic procedure (Example 1).  
2. Select 2 “SEL” in step 2.  
A COST Mode Financial Calculation Variables  
(VARS)  
• Variables CST, SEL, and MRG are used in the COST  
Mode.  
• These variables are used in the COST Mode only, and  
their values are retained even when you change to  
another mode.  
A Calculation Formulas  
MRG  
CST = SEL 1–  
100  
CST  
SEL =  
MRG  
1–  
100  
CST  
SEL  
× 100  
MRG(%) = 1–  
CST : cost  
SEL : selling price  
MRG : margin  
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k Day Calculation Mode  
• The Day Calculation (DAYS) Mode lets you calculate the  
number of dates from one date to another, the date that  
falls on a specific number of days after a starting date,  
and the date that falls on a specific number of data prior  
to an ending date.  
• Starting date (d1) and ending date (d2) calculations are  
possible within the range of January 1, 1901 through  
December 31, 2099.  
A Entering the DAYS Mode  
• Press D to enter the DAYS Mode.  
Value Input Screen  
A Setting Values  
Values Used  
in Examples  
No. Display  
Name  
Days in Year  
(Date Mode)  
1
2
3
4
Set*1  
d1*2  
d2*2  
Dys  
365  
Starting Date  
(Month, Day, Year) (November 5, 2004)  
11052004  
Ending Date  
(Month, Day, Year)  
04272005  
(April 27, 2005)  
Number of Days  
(Duration)  
173  
1
*
• For information about specifying the Date Mode, see  
the “Date Mode” item under “Configuring Settings” on  
page E-16.  
• The following rules apply when a 360-day year is  
specified.  
When the starting date (d1) is the 31st of a month,  
the calculation is performed using the 30th of the same  
month.  
When the ending date (d2) is the 31st of a month, the  
calculation is performed using the 1st of the following  
month.  
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2
*
• You must input two digits for the month and day. This  
means you should include a leading zero for values  
from 1 through 9 (01, 02, 03... etc.).  
• You can specify either month, day, year (MDY) or day,  
month, year (DMY) as the date input format. See the  
“Date Input” setting under “Configuring Settings” (page  
E-16).  
Note  
• After specifying the 1 Days in Year (Date Mode) in the  
Day Calculation Mode, you can calculate any one of the  
following three values by inputting values for the other  
two: 2 Starting Date (d1), 3 Ending Date (d2), and 4  
Number of Days (Dys).  
A Basic DAYS Mode Procedure  
Example 1: To calculate the number of days between two  
dates  
1. Input the required values from the Setting Values table  
(page E-64).  
• For this example, use  
fc to select 1 “Set:”,  
and then press E.  
• Press 2 to select “365”.  
• Use fc to select 2  
“d1”, input 11052004, and  
then press E.  
• Use fc to select 3 “d2”, input 04272005, and then  
press E.  
2. Select the value you want to calculate.  
• For this example, use  
fc to select “Dys”.  
3. Press l to perform the  
calculation.  
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A Other DAYS Mode Calculations  
Note  
• For Example 2 and Example 3, use the setup screen to  
change the “Date Mode” setting to “365”.  
• Calculation results “d1” and “d2” are not stored inAnswer  
Memory.  
Example 2: To calculate date that falls a specific number  
of days (Dys) from a starting date (d1)  
1. In step 1 of the basic procedure (Example 1), input 173  
for Dys and do not input anything for d2.  
2. In step 2, select “d2”.  
Example 3: To calculate the date that falls a specific  
number of days (Dys) before an ending date  
(d2)  
1. In step 1 of the basic procedure (Example 1), input 173  
for Dys and do not input anything for d1.  
2. In step 2, select “d1”.  
A DAYS Mode Financial Calculation Variables  
(VARS)  
• Variables d1, d2, and Dys are used in the DAYS Mode.  
• The values of DAYS Mode variables are retained even if  
you change to another mode. Note, however, that DAYS  
Mode variables are also used by other modes, so  
performing an input or calculation operation may change  
the values assigned to them.  
• Though DAYS Mode variables are financial calculation  
variables, variable “Dys” can be recalled in the COMP  
Mode.  
k Depreciation Mode (FC-200V only)  
• The Depreciation (DEPR) Mode lets you use any of the  
four methods for depreciation.  
SL : Straight-Line Method  
FP : Fixed Percentage Method  
SYD : Sum-of-the-Year’s Digits Method  
DB : Declining Balance Method  
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A Entering the DEPR Mode  
• Press d to enter the DEPR Mode.  
Value Input Screen  
A Setting Values  
Values Used  
in Examples  
No. Display  
Name  
1
2
n
Useful Life  
6
25%  
Depreciation Ratio  
Factor  
I*1  
200  
3
4
PV  
FV  
Original Cost (Basis)  
Residual Book Value  
$150,000  
$0  
Year for Calculation of  
Depreciation Cost  
5
6
j
Year 3  
2
Number of Months in the  
First Year of Depreciation  
YR1  
1
*
Depreciation ratio in the case of the fixed percent (FP)  
method, depreciation factor in the case of the declining  
balance (DB) method. Specifying 200 for the  
depreciation factor while declining balance (DB)  
depreciation is being calculated causes depreciation to  
be calculated using the double declining balance (DDB)  
method.  
A Basic DEPR Mode Procedure  
Example 1: To calculate depreciation using Straight-Line  
depreciation  
1. Input the values for 1, 2, 3, 4, 5, and 6 from the  
Setting Values table above.  
• For this example, use  
fc to select 1 n”,  
input 6, and then press  
E.  
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• Use fc to select 2 I”, input 25, and then press  
E.  
Note that you need to input 2 I” only when you are  
using the fixed percent (FP) or declining balance (DB)  
method.  
• Use fc to select 3 “PV”, input 150000, and then  
press E.  
• Use fc to select 4 “FV”, input 0, and then press  
E.  
• Use fc to select 5 j ”, input 3, and then press  
E.  
• Use fc to select 6 “YR1”, input 2, and then press  
E.  
2. Select the value you want to calculate.  
• For this example, use  
fc to select  
“SL:Solve”.  
3. Press l to perform the  
calculation.  
• Pressing the E key returns to the value input screen.  
A Other DEPR Mode Calculations  
Example 2: To use the fixed percent method with a  
depreciation ratio is 25%  
• In step 2 of the basic procedure (Example 1), select “FP:  
Solve”.  
Example 3: To use the sum-of-the-year’s digits method  
• In step 2 of basic procedure (Example 1), select  
“SYD:Solve”.  
Example 4: To use the double declining balance method  
1. In step 1 of the basic procedure (Example 1), input 200  
for “I”.  
2. In step 2, select “DB:Solve”.  
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A DEPR Mode Financial Calculation Variables  
(VARS)  
• Variables n, I, PV, and FV are used in the DEPR Mode.  
• The values of DEPR Mode variables are retained even if  
you change to another mode. Note, however, that DEPR  
Mode variables are also used by other modes, so  
performing an input or calculation operation may change  
the values assigned to them.  
• Though DEPR Mode variables are financial calculation  
variables, they are also used by arithmetic and function  
operations in the COMP Mode.  
A Calculation Formulas  
Depreciation for an item acquired part way through a year  
can be calculated by month.  
u Straight-Line Method  
The straight-line method calculates depreciation for a given  
period.  
(PVFV )  
YR1  
12  
SL1  
SLj  
=
u
n
(PVFV )  
=
n
(PVFV ) 12– YR1  
SLn+1  
=
u
n
12  
(YR1G12)  
SLj : depreciation charge for the jth year  
: useful life  
n
PV : original cost (basis)  
FV : residual book value  
j
: year for calculation of depreciation cost  
YR1: number of months in the first year of depreciation  
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u Fixed Percentage Method  
Fixed percentage method can be used to calculate  
depreciation for a given period, or to calculate the  
depreciation rate.  
I%  
100  
YR1  
12  
FP1 = PV ×  
×
I%  
100  
FPj = (RDVj–1 + FV ) ×  
FPn+1 = RDVn (YR1G12)  
RDV1 = PV FV FP1  
RDVj = RDVj–1 FPj  
RDVn+1 = 0 (YR1G12)  
FPj : depreciation charge for the jth year  
RDVj : remaining depreciable value at the end of jth  
year  
I% : depreciation ratio  
u Sum-of-the-Year’s Digits Method  
The sum-of-the-year’s-digits method calculates deprecia-  
tion for a given period.  
n (n +1)  
Z =  
2
YR1  
n' = n –  
12  
(Intg (n' ) +1) (Intg (n' )+2 × Frac(n' ))  
Z' =  
2
n
Z
YR1  
12  
SYD1  
=
×
(PV FV )  
n'j+2  
Z'  
SYDj = (  
)(PV FV SYD1  
)
( jG1)  
n'– (n +1)+2  
SYDn+1 = (  
)(PV FV SYD1) ×  
Z'  
12–YR1  
12  
(YR1G12)  
RDV1 = PV FV SYD1  
RDVj = RDVj –1 SYDj  
SYDj : depreciation charge for the jth year  
RDVj : remaining depreciable value at the end of jth  
year  
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u Declining Balance Method  
The declining balance method calculates depreciation for  
a given period.  
I%  
100n  
YR1  
12  
DB1 = PV ×  
×
RDV1 = PV FV DB1  
DBj = (RDVj–1 + FV ) ×  
RDVj = RDVj–1 DBj  
I%  
100n  
(YR1G12)  
(YR1G12)  
DBn +1 = RDVn  
RDVn+1 = 0  
DBj : depreciation charge for the jth year  
RDVj : remaining depreciable value at the end of jth  
year  
I% : factor  
k Bond Mode (FC-200V only)  
• The Bond (BOND) Mode lets you calculate purchase price  
and annual yield.  
A Entering the BOND Mode  
• Press b to enter the BOND Mode.  
Value Input Screen  
A Setting Values  
Values Used  
in Examples  
No. Display  
Name  
Periods/Y  
Bond Date  
Annual  
1
2
Set*1  
d1*2  
Date  
Purchase Date  
(Month, Day, Year)  
06012004  
(June 1, 2004)  
12152006  
(December  
15, 2006)  
Redemption Date  
(Month, Day, Year)  
3
d2*2*3  
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Values Used  
in Examples  
No. Display  
Name  
Number of Coupon  
Payments Until Maturity  
4
n
3
Redemption Price per $100  
of face value  
CPN*5 Coupon Rate  
5
6
RDV*4  
$100  
3%  
7
8
PRC*6 Price per $100 of face value –97.61645734  
YLD Annual Yield 4%  
1
*
• You can specify a date (Date) or a number of coupon  
payments (Term) as the term for bond calculations.  
See the “Bond Date” setting under “Configuring  
Settings” (page E-16).  
• You can specify once a year (Annual) or once every  
six months (Semi-Annual) as the number of coupon  
payments per year. See the “Periods/Y” setting under  
“Configuring Settings” (page E-16).  
• You must input two digits for the month and day. This  
means you should include a leading zero for values  
from 1 through 9 (01, 02, 03... etc.)  
2
*
• You can specify either month, day, year (MDY) or day,  
month, year (DMY) as the date input format. See the  
“Date Input” setting under “Configuring Settings” (page  
E-16).  
When calculating the yield on call, input the call date  
for d2.  
When calculating the yield of maturity, input 100 for RDV.  
In the case of a zero coupon, input 0 for CPN.  
• When calculating the redemption price per $100 of  
face value (PRC), you can also calculate accrued  
interest (INT) and purchase price including accrued  
interest (CST).  
3
*
4
5
6
*
*
*
• Input money paid out as a negative value, using the  
y key to input the minus sign.  
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Note  
• You can specify a starting date (d1) in the range of  
January 1,1902 through December 30, 2097.  
• You can specify an ending date (d2) in the range of  
January 2,1902 through December 31, 2097.  
• Input money paid out as a negative value, using the y  
key to input the minus sign.  
A Other Setup Items  
• The initial setting of Date Mode is 365 (365-day year).  
See the “Date Mode” setting under “Configuring Settings”  
(page E-16).  
To display the Setup screen, press s.  
A Basic BOND Mode Procedure  
Example 1: To calculate the bond purchase price (PRC)  
based on a specific date (Date)  
1. Input the values required for the calculation from the  
Setting Values table (pages E-71, E-72). Input 1, 2,  
3, 5, 6, and 8 if “Date” is selected for “Bond Date”,  
or 1, 4, 5, 6, and 8 if “Term” is selected for “Bond  
Date”. On the setup screen, specify “365” for the “Date  
Mode” setting.  
• For this example, use  
fc to select 1 “Set:”,  
and then press E.  
• Use fc to select  
“Periods/Y”, and then  
press E.  
• Press 1 to select “Annual”.  
• Use fc to select 1 “Set:”, and then press E.  
• Use fc to select  
“Bond Date”, and then  
press E.  
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• Press 1 to select “Date”.  
• Use fc to select 2 “d1”,  
input 06012004, and then  
press E.  
• Use fc to select 3 “d2”, input 12152006, and then  
press E.  
• Use fc to select 5 “RDV”, input 100, and then  
press E.  
• Use fc to select 6 “CPN”, input 3, and then press  
E.  
• Use fc to select 8 “YLD”, input 4, and then press  
E.  
2. Select the value you want to calculate.  
• For this example, use  
fc to select “PRC”.  
3. Press l to perform the  
calculation.  
• Pressing the E key returns to the value input screen.  
A Other BOND Mode Calculations  
• Before performing a calculation based on a specific  
number of payments (Term), be sure to specify “360” for  
“Date Mode”, and “Annual” for “Periods/Y” (number of  
coupon payments per year).  
Example 2: To calculate the annual yield (YLD) based on  
a specific date (Date)  
1. In step 1 of the basic procedure (Example 1), input  
–97.61645734 for PRC and do not input anything for  
YLD.  
2. In step 2, select “YLD”.  
• Input money paid out as a negative value, using the  
y key to input the minus sign.  
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Example 3: To calculate a bond purchase price (PRC)  
based on a specific number of payments  
(Term)  
1. In step 1 of the basic procedure (Example 1), select  
2(Term) for “Bond Date”.  
• This replaces input items d1 and d2 with input item n.  
2. Input 3 for item n.  
Example 4: To calculate the annual yield (YLD) based on  
a specific number of payments (Term)  
1. In step 1 of the basic procedure (Example 1), select  
2(Term) for “Bond Date”.  
• This replaces input items d1 and d2 with input item n.  
2. Use fc to select 4 n”, input 3, and then press  
E.  
3. Input –97.61645734 for PRC, without inputting anything  
for YLD.  
4. In step 2, select “YLD”.  
A BOND Mode Financial Calculation  
Variables (VARS)  
• The values of the following BOND Mode variables are  
retained even if you change to another mode: n, d1, d2.  
• Note, however, that n, d1, and d2 are also used by other  
modes, so performing an input or calculation operation  
may change the values assigned to them.  
• Though n is a financial calculation variable, its contents  
can also be recalled in the COMP Mode.  
• The following variables are used in the BOND Mode. Their  
values are not retained if you change to another mode:  
RDV, CPN, PRC, YLD.  
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A Calculation Formulas  
D
A
B
Redemption date (d2)  
Issue date  
Purchase date (d1)  
Coupon Payment dates  
PRC : price per $100 of face value  
CPN : coupon rate (%)  
YLD : annual yield (%)  
A
M
: accrued days  
: number of coupon payments per year  
(1 = Annual, 2 = Semi-Annual)  
N
: number of coupon payments until maturity  
(n is used when “Term” is specified for “Bond  
Date” on the setup screen.)  
RDV : redemption price per $100 of face value  
D
: number of days in coupon period where  
settlement occurs  
B
: number of days from purchase date until next  
coupon payment date = D – A  
INT : accrued interest  
CST : price including interest  
u Price per $100 of face value (PRC)  
Date (Using the Setup Screen: Bond Date)  
• For one or fewer coupon period to redemption  
CPN  
RDV +  
M
A
CPN  
M
PRC = –  
+ (  
×
)
D
B
YLD/100  
1+ (  
×
)
D
M
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• For more than one coupon period to redemption  
RDV  
PRC = –  
YLD/100  
(N–1+B/D )  
(1+  
)
M
CPN  
M
N
A
CPN  
M
×
+
Σ
D
k
=1  
YLD/100  
(k–1+B/D )  
(1+  
)
M
A
CPN  
INT = –  
×
D
M
CST = PRC + INT  
Term (Using the Setup Screen: Bond Date)  
CPN  
M
RDV  
n
PRC = –  
INT = 0  
Σ
k=1  
YLD/100  
YLD/100  
n
k
(1+  
)
(1+  
)
M
M
CST = PRC  
u Annual Yield (YLD)  
YLD is calculated using Newton’s Method.  
Note  
• This calculator performs annual yield (YLD) calculations  
using Newton’s Method, which produces approximate  
values whose precision can be affected by various  
calculation conditions. Because of this, annual yield  
calculation results produced by this calculator should be  
used keeping the above limitation in mind, or the results  
should be verified.  
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k Break-Even Mode (FC-200V only)  
• The Break-Even (BEVN) Mode has six sub-modes that  
you can use to perform various break-even point  
calculations.  
A Entering the BEVN Mode  
• Press B to enter the BEVN Mode.  
A BEVN Mode Sub-modes  
BEV: Break-even point sales quantity and sales  
amount, sales quantity and sales amount that  
attains a profit target, sales quantity and sales  
amount that attains a profit ratio  
MOS: Margin of Safety  
DOL: Degree of Operating Leverage  
DFL: Degree of Financial Leverage  
DCL: Degree of Combined Leverage  
QTY CONV. (Quantity Conversion):  
Sales quantity and related values  
• Use fc to select the sub-mode you want, and then  
press E to enter it.  
k BEV Sub-mode (Break-Even Mode 1)  
• Use the BEV sub-mode to calculate the break-even point  
sales quantity and sales amount, sales quantity and sales  
amount that attains a profit target, and sales quantity and  
sales amount that attains a profit ratio.  
• The “break-even point” is the point where profit is 0 or  
the profit ratio is 0%.  
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A Entering the BEV Sub-mode  
1. Press B to enter the Break-Even Mode.  
2. Use fc to select  
“BEV:EXE”.  
3. Press E.  
Value Input Screen  
A Setting Values  
Values Used  
in Examples  
No. Display  
Name  
Profit or Profit Ratio  
(PRF/Ratio)  
PRF (Profit)  
1
Set*1  
Sales Quantity or Sales  
Amount (B-Even)  
Quantity  
(Sales Quantity)  
2
3
4
PRC  
VCU  
FC  
PRF*2 Profit  
r%*2  
QBE*3 Sales Quantity  
SBE*3 Sales Amount  
Sales Price  
$100/unit  
$50/unit  
Unit Variable Cost  
Fixed Cost  
$100,000  
$400,000  
40%  
5
6
Profit Ratio  
10,000 units  
$1,000,000  
1
*
You can configure break-even point calculations to use  
profit (PRF) or profit ratio (r%). See the “PRF/Ratio”  
setting under “Configuring Settings” (page E-16).  
You can configure break-even point calculations to use  
sales quantity (Quantity) or sales amount (Sales). See  
the “B-Even” setting under “Configuring Settings” (page  
E-16).  
This item becomes profit ratio (r%) when “Ratio” is  
selected for “PRF/Ratio”.  
This item becomes break-even sales amount (SBE)  
when “Sales” is selected for “B-Even”.  
E-79  
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A Basic BEV Sub-mode Procedure  
Example 1: To calculate the break-even point sales  
quantity (QBE)  
1. Input the values for 1, 2, 3, 4, and 5 from the Setting  
Values table (page E-79).  
• For this example, use  
fc to select 1 “Set:”,  
and then press E.  
• Use fc to select  
“PRF/Ratio”, and then  
press E.  
• Press 1 to select “PRF”.  
• Use fc to select 1 “Set:”, and then press E.  
• Use fc to select  
“B-Even”, and then press  
E.  
• Press 1 to select “Quantity”.  
• Use fc to select 2  
“PRC”, input 100, and then  
press E.  
• Use fc to select 3“VCU”, input 50, and then press  
E.  
• Use fc to select 4 “FC”, input 100000, and then  
press E.  
• Use fc to select 5 “PRF” or “r%”, input 0, and  
then press E.  
2. Select the value you want to calculate.  
• For this example, use  
fc to select 6 “QBE”.  
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3. Press l to perform the  
calculation.  
A Other BEV Sub-mode Calculations  
Example 2: To calculate the break-even point sales  
amount (SBE)  
1. Select 2(Sales) for “B-Even” in step 1 of the basic  
procedure (Example 1).  
2. In step 2, select “SBE”.  
Example 3: To calculate the sales quantity (QBE) required  
to attain a profit target ($400,000)  
• Input 400000 for PRF in step 1 of the basic procedure  
(Example 1).  
Example 4: To calculate the sales amount (SBE) required  
to attain a profit target ($400,000)  
1. Select 2(Sales) for “B-Even” and input 400000 for PRF  
in step 1 of the basic procedure (Example 1).  
2. In step 2, select “SBE”.  
Example 5: To calculate the sales quantity (QBE) required  
to attain a profit ratio target (40%)  
• Select 2(r%) for “PRF/Ratio” and input 40 for r% in  
step 1 of the basic procedure (Example 1).  
Example 6: To calculate the sales amount (SBE) required  
to attain a profit ratio target (40%)  
1. Select 2(r%) for “PRF/Ratio” and 2(Sales) for  
“B-Even”, and input 40 for r% in step 1 of the basic  
procedure (Example 1).  
2. In step 2, select “SBE”.  
Example 7: To calculate other values besides sales  
quantity and sales amount  
• You can calculate any one of the following five values by  
inputting values the other four: 2 Sales Price, 3 Unit  
Variable Cost, 4 Fixed Cost, 5 Profit or Profit Ratio, 6  
Sales Quantity or Sales Amount.  
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A BEV Sub-mode Financial Calculation  
Variables (VARS)  
• Variables PRC, VCU, FC, PRF, r%, QBE, and SBE are  
used in the BEV sub-mode.  
• BEV sub-mode variable contents are cleared whenever  
you change to another mode other than the BEVN Mode  
sub-modes (BEV, MOS, DOL, DFL, DCL, QTY CONV.).  
A Calculation Formulas  
u Profit (Setup Screen PRF/Ratio Setting: PRF)  
FC  
PRC  
FC  
+
PRF  
VCU  
PRF  
VCU  
QBE  
SBE  
=
+
=
×
PRC  
PRC  
u Profit Ratio (Setup Screen PRF/Ratio Setting: r%)  
FC  
QBE  
=
r
%
PRC  
×
1–  
VCU  
VCU  
100  
FC  
×
PRC  
SBE  
=
r
%
PRC  
×
1–  
100  
QBE : Sales Quantity  
FC : Fixed Cost  
PRF : Profit  
PRC : Sales Price  
VCU: Unit Variable Cost  
SBE : Sales Amount  
r% : Profit Ratio  
k Margin of Safety Sub-mode  
(Break-Even Mode 2)  
• The Margin of Safety (MOS) sub-mode lets you calculate  
how much sales can be reduced before losses start to  
be sustained, in the case that the expected sales amount  
is not attained.  
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A Entering the MOS Sub-mode  
1. Press B to enter the Break-Even Mode.  
2. Use fc to select  
“MOS:EXE”.  
3. Press E.  
Value Input Screen  
A Setting Values  
Values Used  
in Examples  
No. Display  
Name  
Sales Amount  
1
2
3
SAL  
SBE  
$1,200,000  
Break-even Sales Amount $1,000,000  
0.1667(16.67%)  
MOS Margin of Safety  
A Basic MOS Sub-mode Procedure  
Example 1: To calculate the margin of safety (MOS)  
1. Input the required values from the Setting Values table  
above.  
• For this example, use  
fc to select 1 “SAL”,  
input 1200000, and then  
press E.  
• Use fc to select 2 “SBE”, input 1000000, and  
then press E.  
2. Select the value you want to calculate.  
• For this example, use  
fc to select 3 “MOS”.  
3. Press l to perform the  
calculation.  
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A Other MOS Sub-mode Calculations  
Example 2: To calculate a sales amount (SAL) or break-  
even sales amount (SBE)  
• Use the basic procedure (Example 1), substituting the  
required values.  
A MOS Sub-mode Financial Calculation  
Variables (VARS)  
• Variables SAL, SBE, and MOS are used in the MOS sub-  
mode.  
• MOS sub-mode variable contents are cleared whenever  
you change to another mode other than the BEVN Mode  
sub-modes (BEV, MOS, DOL, DFL, DCL, QTY CONV.).  
A Calculation Formula  
SAL  
SBE  
MOS  
=
SAL  
SAL : Sales Amount  
SBE : Break-even Sales Amount  
MOS: Margin of Safety  
k Degree of Operating Leverage Sub-  
mode (Break-Even Mode 3)  
• The Degree of Operating Leverage (DOL) sub-mode lets  
you calculate how profit changes relative to a change in  
the sales amount.  
A Entering the DOL Sub-mode  
1. Press B to enter the Break-Even Mode.  
2. Use fc to select  
“DOL:EXE”.  
3. Press E.  
Value Input Screen  
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A Setting Values  
Values Used  
in Examples  
No. Display  
Name  
Sales Amount  
1
2
SAL  
VC  
$1,200,000  
$600,000  
Variable Cost  
3
4
FC  
Fixed Cost  
$200,000  
1.5  
DOL  
Degree of Operating Leverage  
A Basic DOL Sub-mode Procedure  
Example 1: To calculate the degree of operating leverage  
(DOL)  
1. Input the required values from the Setting Values table  
above.  
• For this example, use  
fc to select 1 “SAL”,  
input 1200000, and then  
press E.  
• Use fc to select 2 “VC”, input 600000, and then  
press E.  
• Use fc to select 3 “FC”, input 200000, and then  
press E.  
2. Select the value you want to calculate.  
• For this example, use  
fc to select 4 “DOL”.  
3. Press l to perform the  
calculation.  
A Other DOL Sub-mode Calculations  
Example 2: To calculate the sales amount (SAL), variable  
cost (VC), and fixed cost (FC)  
• Use the basic procedure (Example 1), substituting the  
required values.  
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A DOL Sub-mode Financial Calculation  
Variables (VARS)  
• Variables SAL, VC, FC, and DOL are used in the DOL  
sub-mode.  
• DOL sub-mode variable contents are cleared whenever  
you change to another mode other than the BEVN Mode  
sub-modes (BEV, MOS, DOL, DFL, DCL, QTY CONV.).  
A Calculation Formula  
SAL  
VC  
DOL  
=
SAL VC  
FC  
SAL : Sales Amount  
VC : Variable Cost  
FC : Fixed Cost  
DOL: Degree of Operating Leverage  
k Degree of Financial Leverage Sub-  
mode (Break-Even Mode 4)  
• The Degree of Financial Leverage (DFL) sub-mode lets  
you calculate the influence of interest on earnings before  
interest and taxes (EBIT).  
A Entering the DFL Sub-mode  
1. Press B to enter the Break-Even Mode.  
2. Use fc to select  
“DFL:EXE”.  
3. Press E.  
Value Input Screen  
A Setting Values  
Values Used  
in Examples  
No. Display  
Name  
Earnings Before Interest and  
Taxes (EBIT)  
1
EIT  
$400,000  
2
3
ITR  
Interest  
$80,000  
1.25  
DFL  
Degree of Financial Leverage  
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A Basic DFL Sub-mode Procedure  
Example 1: To calculate the degree of financial leverage  
(DFL)  
1. Input the required values from the Setting Values table  
(page E-86).  
• For this example, use  
fc to select 1 “EIT”,  
input 400000, and then  
press E.  
• Use fc to select 2 “ITR”, input 80000, and then  
press E.  
2. Select the value you want to calculate.  
• For this example, use  
fc to select 3 “DFL”.  
3. Press l to perform the  
calculation.  
A Other DFL Sub-mode Calculations  
Example 2: To calculate earnings before interest and  
taxes (EBIT), and interest (ITR)  
• Use the basic procedure (Example 1), substituting the  
required values.  
A DFL Sub-mode Financial Calculation  
Variables (VARS)  
• Variables EIT, ITR, and DFL are used in the DFL sub-  
mode.  
• DFL sub-mode variable contents are cleared whenever  
you change to another mode other than the BEVN Mode  
sub-modes (BEV, MOS, DOL, DFL, DCL, QTY CONV.).  
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A Calculation Formula  
EIT  
DFL  
=
EIT ITR  
EIT : Earnings Before Interest and Taxes (EBIT)  
ITR : Interest  
DFL : Degree of Financial Leverage  
k Degree of Combined Leverage Sub-  
mode (Break-Even Mode 5)  
• The Degree of Combined Leverage (DCL) sub-mode lets  
you calculate the degree of operating leverage (percent  
change in profit due to a change in sales amount), with  
interest taken into consideration.  
A Entering the DCL Sub-mode  
1. Press B to enter the Break-Even Mode.  
2. Use fc to select  
“DCL:EXE”.  
3. Press E.  
Value Input Screen  
A Setting Values  
Values Used  
in Examples  
No. Display  
Name  
Sales Amount  
1
2
SAL  
VC  
$1,200,000  
Variable Cost  
$600,000  
3
4
5
FC  
Fixed Cost  
$200,000  
$100,000  
2
ITR  
DCL  
Interest  
Degree of Combined Leverage  
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A Basic DCL Sub-mode Procedure  
Example 1: To calculate the degree of combined leverage  
(DCL)  
1. Input the required values from the Setting Values table  
(page E-88).  
• For this example, use  
fc to select 1 “SAL”,  
input 1200000, and then  
press E.  
• Use fc to select 2 “VC”, input 600000, and then  
press E.  
• Use fc to select 3 “FC”, input 200000, and then  
press E.  
• Use fc to select 4 “ITR”, input 100000, and then  
press E.  
2. Select the value you want to calculate.  
• For this example, use  
fc to select 5 “DCL”.  
3. Press l to perform the  
calculation.  
A Other DCL Sub-mode Calculations  
Example 2: To calculate the sales amount (SAL), variable  
cost (VC), fixed cost (FC), and interest (ITR)  
• Use the basic procedure (Example 1), substituting the  
required values.  
A DCL Sub-mode Financial Calculation  
Variables (VARS)  
• Variables SAL, VC, FC, ITR, and DCL are used in the  
DCL sub-mode.  
• DCL sub-mode variable contents are cleared whenever  
you change to another mode other than the BEVN Mode  
sub-modes (BEV, MOS, DOL, DFL, DCL, QTY CONV.).  
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A Calculation Formula  
SAL  
VC  
VC  
FC  
DCL  
=
SAL  
ITR  
SAL : Sales Amount  
VC : Variable Cost  
FC : Fixed Cost  
ITR : Interest  
DCL : Degree of Combined Leverage  
k Quantity Conversion Sub-mode  
(Break-Even Mode 6)  
• The Quantity Conversion (QTY CONV.) sub-mode lets  
you calculate the sales amount, sales price, or sales  
quantity after inputting the other two values.  
• You can also calculate the variable cost, unit variable  
cost, or sales quantity after inputting the other two values.  
A Entering the QTY CONV. Sub-mode  
1. Press B to enter the Break-Even Mode.  
2. Use fc to select “QTY  
CONV.:EXE”.  
3. Press E.  
Value Input Screen  
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A Setting Values  
Values Used  
in Examples  
No. Display  
Name  
Sales Amount  
1
2
SAL  
$100,000  
$200/unit  
PRC  
Sales Price  
3
4
5
6
QTY  
VC  
Sales Quantity  
Variable Cost  
500 units  
$15,000  
$30/unit  
500 units  
VCU  
QTY  
Unit Variable Cost  
Sales Quantity  
A Basic QTY CONV. Sub-mode Procedure  
Example 1: To calculate the sales quantity (QTY) from the  
sales amount and sales price  
1. Input the required values from among 1, 2, and 3 in  
the Setting Values table above.  
• In this example, use  
fc to select 1 “SAL”,  
input 100000, and then  
press E.  
• Use fc to select 2 “PRC”, input 200, and then  
press E.  
2. Select the value you want to calculate.  
• In this example, use  
fc to select 3 “QTY”.  
3. Press l to perform the  
calculation.  
• The result of a 3 “QTY” (sales quantity) calculation is  
also assigned to variable 6 “QTY”.  
Example 2: To calculate the sales amount (SAL) and sales  
price (PRC)  
• Use the same procedure as Example 1, substituting the  
required values.  
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Example 3: To calculate the sales quantity (QTY) from  
variable cost and unit variable cost  
1. Input the required values from among 4, 5, and 6 in  
the Setting Values table (page E-91).  
• In this example, use  
fc to select 4 “VC”,  
input 15000, and then  
press E.  
• Use fc to select 5“VCU”, input 30, and then press  
E.  
2. Select the value you want to calculate.  
• In this example, use  
fc to select 6 “QTY”.  
3. Press l to perform the  
calculation.  
• The result of a 6 “QTY” (sales quantity) calculation is  
also assigned to variable 3 “QTY”.  
Example 4: To calculate the variable cost (VC) and unit  
variable cost (VCU)  
• Use the same procedure as Example 3, substituting the  
required values.  
A QTY CONV. Sub-mode Financial  
Calculation Variables (VARS)  
• Variables SAL, PRC, QTY, VC, and VCU are used in the  
QTY CONV. sub-mode.  
• QTY CONV. sub-mode variable contents are cleared  
whenever you change to another mode other than the  
BEVN Mode sub-modes (BEV, MOS, DOL, DFL, DCL,  
QTY CONV.).  
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A Calculation Formulas  
SAL  
VC  
=
=
PRC  
VCU  
×
×
QTY  
QTY  
SAL : Sales Amount  
PRC : Sales Price  
QTY : Sales Quantity  
VC : Variable Cost  
VCU : Unit Variable Cost  
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Shortcuts  
k Custom Shortcut Keys  
You can assign a mode, setup information, a value, or a  
calculation expression to a shortcut key for instant access  
whenever you need it. This feature comes in handy when  
you need to often perform the same calculation or input  
the same data.  
A Using Shortcut Keys  
Example: To configure the shortcut keys to simplify  
calculation of the value of the following  
installment savings plan  
Compound annual interest rate (I): 3%  
Payment period (Payment):  
Initial deposit (PV):  
Monthly deposit (PMT):  
End  
–$1,000  
–$50  
12  
Number of annual payments (P/Y):  
Number of annual compoundings (C/Y): 12  
Tax on interest (10%)  
u To configure the SHORTCUT1 key  
1. Press c to enter the Compound Interest Mode.  
2. Input the applicable values for Payment, I, PV, PMT,  
P/Y, and C/Y.  
• See “Compound Interest Mode” (page E-44) for more  
information.  
3. Use fc to select “n”.  
4. Press 1t(STO).  
• A number sign (#) next to “Shortcut1” or “Shortcut2”  
indicates that there is already data assigned to the  
key. Performing the following steps will replace any  
existing data with the new data.  
STO  
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STO  
5. Use fc to select  
“Shortcut1”, and then press  
E.  
6. In response to the confirmation screen that appears,  
press E(Yes).  
• If you want to cancel this operation without assigning  
anything to 1(Shortcut1) key, press E instead of  
E in step 6.  
u To configure the SHORTCUT2 key  
1. Press m to enter the COMP Mode.  
2. Input the formula shown below.  
(FV – ((–PV) + (–PMT) × n)) ×  
0.9 + ((–PV) + (–PMT) × n)  
• “FV”, “PV” and “n” are financial calculation variables  
(VARS).  
3. Perform the same operation as steps 4, 5, and 6 under  
To configure the SHORTCUT1 key” to assign the above  
formula to “Shortcut2”.  
u To use the configured shortcut keys in a calculation  
Example: To calculate the value of the savings plan after  
five years (n = 60 months)  
1. Press 1(Shortcut1).  
• This enters the mode  
(CMPD) and configures  
the settings assigned to  
the 1(Shortcut1) key,  
and selects “n” for input.  
2. Input 60, and then press E.  
• Since all other input is performed by the data assigned  
to the 1(Shortcut1) key, this is the only input  
required. To calculate the value for a different length  
of time, simply input the applicable number of months.  
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3. Use fc to select “FV”, and then press l to  
perform the calculation.  
• This calculates the future value of the investment after  
five years. The result appears on the display and is  
stored in Answer Memory (Ans).  
4. Press 2(Shortcut2).  
• This recalls the formula  
(for calculating tax)  
assigned to the  
2(Shortcut2) key.  
5. Press E.  
• Pressing the E key  
calculates the net amount  
received after application  
of a 10% tax to the interest  
amount.  
A Initializing the Custom Shortcut Settings  
1. O19(CLR)  
2. “Shortcut:EXE” (fc), then E.  
3. 1(Shortcut1) or 2(Shortcut2)  
4. A  
Note  
• STAT Mode data and operations cannot be assigned to  
the custom shortcut keys in the STAT Mode.  
• In the CASH Mode, you cannot assign receipt and  
payment amounts (for input on the value input screen) to  
custom shortcut keys.  
• Calculation history memory contents (page E-33) cannot  
be assigned to a shortcut key.  
• Contrast data and operations cannot be assigned to the  
custom shortcut keys.  
k Function Shortcut Keys  
In the COMP Mode, the 1 (Shortcut1) and  
2(Shortcut2) keys become “function shortcut” keys  
named “FMEM1” and “FMEM2”.  
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u To configure an FMEM key  
Example: To assign the function “sin–1” to the FMEM1 key  
1. Press m to enter the COMP Mode.  
2. (1) t  
(2) “sin–1” (fc), then E.  
STO  
3. Press 1t(STO).  
• A number sign (#) next to “FMEM1” or “FMEM2”  
indicates that there is already data assigned to the  
key. Performing the following steps will replace any  
existing data with the new data.  
4. Use fc to select “FMEM1”, and then press E.  
5. In response to the confirmation screen that appears,  
press E(Yes).  
• If you want to cancel this operation without assigning  
anything to the FMEM1 key, press E instead of E  
in step 5.  
u To use the configured function memory key in a  
calculation  
Example: To recall the inverse sin function assigned to  
the FMEM1 key  
• Press 11(FMEM1).  
A Initializing the Function Shortcut Settings  
1. O19(CLR)  
2. “FMEM:EXE” (fc), then E.  
3. 1(FMEM1) or 2(FMEM2)  
4. A  
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Function Calculations  
This section explains how to use the calculator’s built-in  
functions.  
• Certain function calculations may take some time to  
display calculation results. Before performing an  
operation, be sure to wait until execution of the current  
operation is complete. You can interrupt an ongoing  
operation by pressing A.  
• Pressing t will display a menu of functions that you  
can use to select the one you want to input. You can also  
use a direct key operation to input the following functions.  
FC-200V  
Rnd(, sin(, cos(, tan(, x2, '(, ^(, e^(, ln(  
FC-100V  
x
Rnd(, sin(, cos(, tan(, e^(, 10^(, ^(, ln(, log(, '(  
All calculations in this section are performed in the  
COMP Mode (g).  
k Pi (π) and Natural Logarithm Base e  
You can input pi (π) or natural logarithm base e into a  
calculation. The following shows the required key  
operations and the values this calculator uses for pi (π)  
and e.  
π = 3.14159265358980 (15(π))  
e = 2.71828182845904 (S5(e))  
k Trigonometric and Inverse  
Trigonometric Functions  
The angle unit required by trigonometric and inverse  
trigonometric functions is one specified as the calculator’s  
default angle unit. Before performing a calculation, be  
sure to specify the default angle unit you want to use.  
See “Configuring Settings” (page E-16) for more  
information.  
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Example: sin 30 = 0.5, sin–10.5 = 30  
z
11(sin)30)E  
1. t  
2. “sin–1” (fc), then E.  
3. 0.5)E  
k Hyperbolic and Inverse Hyperbolic  
Functions  
Example: sinh 1 = 1.175201194, cosh–1 1 = 0  
1. t  
2. “sinh” (fc), then E.  
3. 1)E  
1. t  
2. “cosh–1” (fc), then E.  
3. 1)E  
k Converting an Input Value to the  
Calculator’s Default Angle Unit  
After inputting a value, press 1G(DRG') to display  
the angle unit specification menu shown below. Press the  
number key that corresponds to the angle unit of the input  
value. The calculator will automatically convert it to the  
calculator’s default angle unit.  
Example 1: To convert the following values to degrees:  
π
2
radians = 90°, 50 grads = 45°  
The following procedure assumes that the calculator’s  
default angle unit is degrees.  
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z
(15(π)/2)  
r
1G(DRG')2( )E  
501G(DRG')  
3(g)E  
Example 2: cos (π radians) = –1, cos (100 grads) = 0  
z
12(cos)15(π)  
r
1G(DRG')2( ))E  
12(cos)100  
g
1G(DRG')3( ))E  
Example 3: cos–1 (–1) = 180  
cos–1 (–1) = π  
z
1. t  
2. “cos–1” (fc), then E.  
3. y1)E  
Z
1. t  
2. “cos–1” (fc), then E.  
3. y1)E  
k Exponential Functions and  
Logarithmic Functions  
• For the logarithmic function “log(”, you can specify base  
m using the syntax “log (m, n)”.  
If you input only a single value, a base of 10 is used for  
the calculation.  
• “ln(” is a natural logarithm function with base e.  
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Example 1: log 16 = 4  
2
1. t  
2. “log(” (fc), then E.  
3. 21)(,)16)E  
Example 2: log16 = 1.204119983  
1. t  
2. “log(” (fc), then E.  
3. 16)E  
A base of 10 (common logarithm)  
is used if no base is specified.  
Example 3: ln 90 (= log 90) = 4.49980967  
e
1. t  
2. “ln(” (fc), then E.  
3. 90)E  
Example 4: ln e = 1  
1. t  
2. “ln(” (fc), then E.  
3. S5(e))E  
Example 5: e10 = 22026.46579  
1. t  
2. “e^(” (fc), then E.  
3. 10)E  
k Power Functions and Power Root  
Functions  
Example 1: 1.2 × 103 = 1200  
1. 1.2*t  
2. “10^(” (fc), then E.  
3. 3)E  
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Example 2: (1 + 1)2+2 = 16  
1. (1+1)t  
2. “^(” (fc), then E.  
3. 2+2)E  
Example 3: 23 = 8  
1. 2t  
2. “3” (fc), then E.  
3. E  
Example 4: ('2 + 1) ('2 – 1) = 1  
1. (t  
2. “ '(” (fc), then E.  
3. 2)+1)(t  
4. “ '(” (fc), then E.  
5. 2)-1)E  
5
Example 5: 32 = 2  
1. 5t  
x
2. “ '(” (fc), then E.  
3. 32)E  
Example 6: 3'5 + 3 –27 = –1.290024053  
1. t  
2. “ 3'(” (fc), then E.  
3. 5)+t  
4. “ 3'(” (fc), then E.  
5. y27)E  
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k Rectangular-Polar Coordinate  
Conversion  
Rectangular  
Coordinates (Rec)  
Polar Coordinates  
(Pol)  
Converting to Polar Coordinates (Pol)  
Pol(X, Y) X: Specifies the rectangular coordinate X value  
Y: Specifies the rectangular coordinate Y value  
• Calculation result θ is displayed in the range of –180° < θ  
< 180°.  
• Calculation result θ is displayed using the calculator’s  
default angle unit.  
• Calculation result r is assigned to variable X, while θ is  
assigned to Y.  
Converting to Rectangular Coordinates (Rec)  
Rec(r,θ) r : Specifies r value of polar coordinate  
θ : Specifies θ value of polar coordinate  
• Input value θ is treated as an angle value, in accordance  
with the calculator’s default angle unit setting.  
• Calculation result x is assigned to variable X, while y is  
assigned to Y.  
• If you perform coordinate conversion inside of an  
expression instead of a stand-alone operation, the  
calculation is performed using only the first value (either  
the r-value or the X-value) produced by the conversion.  
Example: Pol ('2, '2) + 5 = 2 + 5 = 7  
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Example 1: (X, Y) = ('2, '2) (r, θ)  
z
1. t  
2. “ Pol(” (fc), then E.  
3. 15(')2)  
1)(,)15(')  
2))E  
Example 2: (r, θ) = (2, 30) (X, Y)  
z
1. t  
2. “ Rec(” (fc), then E.  
3. 21)(,)30)E  
k Other Functions  
This section explains how to use the functions shown  
below.  
!, Abs(, Ran#, nPr, nCr, Rnd(  
A Factorial (!)  
This function obtains the factorials of a value that is zero  
or a positive integer.  
Example: (5 + 3)! = 40320  
1. (5+3)t  
2. “ ! ” (fc), then E.  
3. E  
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A Absolute Value Calculation (Abs)  
When you are performing a real number calculation, this  
function simply obtains the absolute value.  
Example: Abs (2 – 7) = 5  
1. t  
2. “Abs(” (fc), then E.  
3. 2-7)E  
A Random Number (Ran#)  
This function generates a 3-digit pseudo random number  
that is less than 1.  
Example: To generate three 3-digit random numbers.  
The random 3 digit decimal values are converted to 3-  
digit integer values by multiplying by 1000.  
Note that the values shown here are examples only.  
Values actually generated by your calculator will be  
different.  
1. 1000t  
2. “Ran#” (fc), then E.  
3. E  
E
E
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A Permutation (nPr) and Combination (nCr)  
These functions make it possible to perform permutation  
and combination calculations.  
n and r must be integers in the range of 0 < r < n < 1 × 1010  
.
Example: How many four-person permutations and  
combinations are possible for a group of 10  
people?  
1. 10t  
2. “P” (fc), then E.  
3. 4E  
1. 10t  
2. “C” (fc), then E.  
3. 4E  
A Rounding Function (Rnd)  
This function rounds the value or the result of the  
expression in the function’s argument to the number of  
significant digits specified by the number of display digits  
setting.  
Display Digits Setting: Norm1 or Norm2  
The mantissa is rounded to 10 digits.  
Display Digits Setting: Fix or Sci  
The value is rounded to the specified number of digits.  
Example: 200 ÷ 7 × 14 = 400  
200/7*14E  
(Specifies three decimal places.)  
FIX  
1. s  
2. “Fix” (fc), then E.  
3. 3  
4. E  
5. E  
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(Calculation is performed internally using 15 digits.)  
FIX  
200/7E  
FIX  
*14E  
The following performs the same calculation with rounding.  
FIX  
200/7E  
(Round the value to the specified number of digits.)  
FIX  
10(Rnd)E  
(Check rounded result.)  
FIX  
*14E  
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Statistical Calculation  
All calculations in this section are performed in the STAT  
Mode (7).  
A Selecting a Statistical Calculation Type  
In the STAT Mode, display the statistical calculation type  
selection screen.  
k Statistical Calculation Types  
Use fc to select Item, and then press E.  
Menu Item  
1-VAR  
A+BX  
_+CX2  
In X  
Statistical Calculation  
Single-variable  
Linear regression  
Quadratic regression  
Logarithmic regression  
e exponential regression  
ab exponential regression  
Power regression  
e^X  
A•B^X  
A•X^B  
1/X  
Inverse regression  
k Inputting Sample Data  
A Displaying the STAT Editor Screen  
The STAT editor screen appears after you enter the STAT  
Mode from another mode. Use the STAT menu to select  
a statistical calculation type. To display the STAT editor  
screen from another STAT Mode screen, press  
17(S-MENU)2(Data).  
Note  
• The STAT editor and the D.Editor x of the CASH Mode  
use the same memory area to store data.  
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A STAT Editor Screen  
There are two STAT editor screen formats, depending on  
the type of statistical calculation you selected.  
STAT  
STAT  
Single-variable Statistics  
Paired-variable Statistics  
• The first line of the STAT editor screen shows the value  
for the first sample or for the values for their first pair of  
samples.  
A FREQ (Frequency) Column  
If you turn on the Statistical Display item on the calculator’s  
setup screen, a column labeled “FREQ” will also be  
included on the STAT editor screen.  
You can use the FREQ column to specify the frequency  
(the number of times the same sample appears in the group  
of data) of each sample value.  
A Rules for Inputting Sample Data on the  
STAT Editor Screen  
• Data you input is inserted into the cell where the cursor  
is located. Use fcde to move the cursor between  
cells.  
STAT  
Cursor  
• The values and expressions you can input on the STAT  
editor screen are the same as those you can input in the  
COMP Mode. Note, however, that the following functions  
are not available on the STAT editor screen: multiple  
operations in calculation history memory, multi-statement  
input, and assignment to financial calculation variables.  
• Pressing A while inputting data clears your current input.  
• After inputting a value, press E. This registers the value  
and displays up to six of its digits in the currently selected  
cell.  
E-109  
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Example: To input the value 123.45 in cell X1  
STAT  
(Move the cursor to cell X1.)  
123.45  
The value you input appears  
in the formula area.  
STAT  
E
Registering a value causes the cursor to move down one cell.  
A STAT Editor Screen Input Precautions  
• The number of lines in STAT editor screen (the number  
of sample data values you can input) depends on the  
type of statistical data you selected, and on the Statistical  
Display setting of the calculator’s setup screen (page  
E-21).  
Statistical  
OFF  
ON  
Display  
(No FREQ column)  
(FREQ column)  
Statistic Type  
Single-variable  
Paired-variable  
80 lines  
40 lines  
40 lines  
26 lines  
• The following types of input are not allowed on the STAT  
editor screen.  
m, 1m(M–) operations  
• Assignment to variables (STO)  
• Financial Calculation Variables (VARS)  
A Precautions Concerning Sample Data  
Storage  
• The STAT Editor and the CASH Mode DataEditor store  
data in the same area.  
• Sample data you input is deleted automatically whenever  
you change the Statistical Display setting (which causes  
the FREQ column to be shown or hidden) on the  
calculator’s setup screen.  
E-110  
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A Editing Sample Data  
Replacing the Data in a Cell  
1. On the STAT editor screen, move the cursor to the cell  
you want to edit.  
2. Input the new data value or expression, and then press  
E.  
Important!  
• Note that you must totally replace the existing data of the  
cell with new input. You cannot edit parts of the existing  
data.  
Deleting a Line  
1. On the STAT editor screen, move the cursor to the line  
you want to delete.  
2. Y  
Inserting a Line  
1. On the STAT editor screen, move the cursor to the line  
that will be under the line you will insert.  
2. 17(S-MENU)3(Edit)  
3. 1(Ins)  
Important!  
• Note that the insert operation will not work if the maximum  
number of lines allowed for the STAT editor screen are  
already used.  
Deleting All STAT Editor Contents  
1. 1a(S-MENU)3(Edit)  
2. 2(Del-A)  
• This clears all of the sample data on the STAT editor  
screen.  
Note  
• Note that you can perform the procedures under “Inserting  
a Line” and “DeletingAll STAT Editor Contents” only when  
the STAT editor screen is on the display.  
k STAT Calculation Screen  
The STAT calculation screen is for performing statistical  
calculations with the data you input with the STAT editor  
screen. Pressing the A key while the STAT editor screen  
is displayed switches to the STAT calculation screen.  
E-111  
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k Using the STAT Menu  
While the STAT editor screen or STAT calculation screen  
is on the display, press 17(S-MENU) to display the  
STAT menu.  
The content to the STAT menu depends on whether the  
currently selected statistical operation type uses a single  
variable or paired variables.  
STAT  
STAT  
Single-variable Statistics  
Paired-variable Statistics  
A STAT Menu Items  
Common Items  
Select this  
When you want to do this:  
menu item:  
1Type  
2Data  
Display the statistical calculation type  
selection screen  
Display the STAT editor screen  
Display the Edit sub-menu for editing  
STAT editor screen contents  
3Edit  
Display the Sum sub-menu of commands  
for calculating sums  
4Sum  
5Var  
Display the Var sub-menu of commands  
for calculating the mean, standard  
deviation, etc.  
Display the MinMax sub-menu of  
commands for obtaining maximum and  
minimum values  
6MinMax  
E-112  
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Paired-variable Menu Item  
Select this  
When you want to do this:  
menu item:  
Display the Reg sub-menu of commands  
for regression calculations  
• For details see “Commands when Lin-  
ear Regression Calculation (A+BX) Is  
Selected” on page E-117 and “Com-  
mands when Quadratic Regression  
Calculation (_+CX2) Is Selected” on  
page E-121.  
7Reg  
A Single-variable (1-VAR) Statistical  
Calculation Commands  
The following are the commands that appear on the sub-  
menus that appear when you select 4(Sum), 5(Var)  
or 6(MinMax) on the STAT menu while a single-variable  
statistical calculation type is selected.  
Calculation formula used for each command  
Σ
x
=
o
n
2
Σ
(x o)  
n
x
σ
n
n
=
2
Σ
(x o)  
x
σ
–1  
=
n
– 1  
Sum Sub-menu (17(S-MENU)4(Sum))  
Select this  
menu item:  
When you want to obtain this:  
1Σx2  
2Σx  
Sum of squares of the sample data  
Sum of the sample data  
Var Sub-menu (17(S-MENU)5(Var))  
Select this  
When you want to obtain this:  
menu item:  
1n  
Number of samples  
2o  
Mean of the sample data  
Population standard deviation  
Sample standard deviation  
3xσn  
4xσn–1  
E-113  
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MinMax Sub-menu (17(S-MENU)6(MinMax))  
Select this  
When you want to obtain this:  
menu item:  
1minX  
2maxX  
Minimum value  
Maximum value  
Single-variable Statistical Calculation  
Example 1: To select single-variable (1-VAR) and input  
the following data: {1, 2, 3, 4, 5, 6, 7, 8, 9, 10}  
(FREQ: ON)  
Preparation  
1. s  
2. “STAT” (fc), then E.  
3. 1(On)  
7
STAT  
E(1-VAR)  
STAT  
1E 2E 3E 4E  
5E 6E 7E 8E  
9E 10E  
STAT  
A
Example 2: To edit the data to the following, using insert  
and delete: {0, 1, 2, 3, 4, 5, 6, 7, 9, 10}  
(FREQ: ON)  
STAT  
17(S-MENU)2(Data)  
E-114  
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STAT  
STAT  
STAT  
17(S-MENU)  
3(Edit)1(Ins)  
ccccccccY  
A
Example 3: To edit the FREQ data to the following:  
{1, 2, 1, 2, 2, 2, 3, 4, 2, 1}  
(FREQ: ON)  
STAT  
STAT  
STAT  
17(S-MENU)2(Data)e  
c2E c2E 2E  
2E 3E 4E 2E  
A
• Examples 4 through 7 all use the same data as Example  
3.  
Example 4: To calculate sum of squares of the sample  
data and sum of the sample data.  
17(S-MENU)4(Sum)  
STAT  
1(Σx2)E  
E-115  
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STAT  
17(S-MENU)4(Sum)  
2(Σx)E  
Example 5: To calculate number of samples, mean, and  
population standard deviation.  
17(S-MENU)5(Var)  
STAT  
1(n)E  
STAT  
17(S-MENU)5(Var)  
2(o)E  
STAT  
17(S-MENU)5(Var)  
3(xσn)E  
Example 6: To calculate minimum value and maximum  
value.  
17(S-MENU)6(MinMax)  
STAT  
1(minX)E  
STAT  
17(S-MENU)6(MinMax)  
2(maxX)E  
E-116  
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A Commands when Linear Regression  
Calculation (A+BX) Is Selected  
With linear regression, regression is performed in  
accordance with the following model equation.  
y
=
A
+
BX  
The following are the commands that appear on the sub-  
menus that appear when you select 4(Sum), 5(Var),  
6(MinMax), or 7(Reg) on the STAT menu while linear  
regression is selected as the statistical calculation type.  
Calculation formula used for each command  
Σ
x
=
o
n
2
Σ
Σ
(x o)  
x
σ
n
n
=
n
2
Σ
(x o)  
– 1  
x
σ
–1  
=
n
Σ
y
=
p
n
2
(y p)  
y
σ
σ
n
n
=
n
2
Σ
(y p)  
y
–1  
=
n
– 1  
.
Σy B Σx  
A =  
n
.
.
n Σxy Σx Σy  
B
r
=
2
2
.
(
)
n Σx Σx  
.
.
n Σxy Σx Σy  
{n Σx Σx }{n Σy Σy  
=
2
2
2
2
}
.
.
(
)
(
)
y A  
=
m
B
n = A + Bx  
E-117  
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Sum Sub-menu (17(S-MENU)4(Sum))  
Select this  
menu item:  
When you want to obtain this:  
1Σx2  
2Σx  
Sum of squares of the X-data  
Sum of the X-data  
3Σy2  
4Σy  
Sum of squares of the Y-data  
Sum of the Y-data  
5Σxy  
6Σx3  
7Σx2y  
8Σx4  
Sum of products of the X-data and Y-data  
Sum of cubes of the X-data  
Sum of (X-data squares × Y-data)  
Sum of biquadrate of the X-data  
Var Sub-menu (17(S-MENU)5(Var))  
Select this  
When you want to obtain this:  
menu item:  
1n  
2o  
Number of samples  
Mean of the X-data  
Population standard deviation of the  
X-data  
3xσn  
4xσn–1  
5p  
Sample standard deviation of the X-data  
Mean of the Y-data  
Population standard deviation of the  
Y-data  
6yσn  
7yσn–1  
Sample standard deviation of the Y-data  
MinMax Sub-menu (17(S-MENU)6(MinMax))  
Select this  
When you want to obtain this:  
menu item:  
1minX  
2maxX  
3minY  
4maxY  
Minimum value of the X-data  
Maximum value of the X-data  
Minimum value of the Y-data  
Maximum value of the Y-data  
E-118  
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Reg Sub-menu (17(S-MENU)7(Reg))  
Select this  
When you want to obtain this:  
menu item:  
1A  
2B  
3r  
4m  
5n  
Regression coefficient constant term A  
Regression coefficient B  
Correlation coefficient r  
Estimated value of x  
Estimated value of y  
Linear Regression Calculation  
• Examples 8 through 10 all use the data input in Example  
7.  
Example 7:  
x
y
x
y
1.0  
1.2  
1.5  
1.6  
1.9  
1.0  
1.1  
1.2  
1.3  
1.4  
2.1  
2.4  
2.5  
2.7  
3.0  
1.5  
1.6  
1.7  
1.8  
2.0  
1. s  
2. “STAT” (fc), then E.  
3. 2(Off)  
7
STAT  
cE(A+BX)  
1E 1.2E  
1.5E 1.6E  
1.9E 2.1E  
2.4E 2.5E  
2.7E 3E  
STAT  
E-119  
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STAT  
ce1E  
1.1E 1.2E  
1.3E 1.4E  
1.5E 1.6E  
1.7E 1.8E  
2E  
STAT  
STAT  
A
Example 8:  
17(S-MENU)4(Sum)  
5(Σxy)E  
STAT  
STAT  
STAT  
17(S-MENU)5(Var)  
3(xσn)E  
17(S-MENU)  
6(MinMax)  
4(maxY)E  
E-120  
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Example 9:  
17(S-MENU)7(Reg)  
STAT  
STAT  
STAT  
1(A)E  
17(S-MENU)  
7(Reg)2(B)E  
17(S-MENU)  
7(Reg)3(r)E  
Example 10:  
Estimated Value (y = –3 m = ?)  
STAT  
STAT  
y317(S-MENU)  
7(Reg)4(m)E  
Estimated Value (x = 2 n = ?)  
217(S-MENU)  
7(Reg)5(n)E  
A Commands when Quadratic Regression  
Calculation (_+CX2) Is Selected  
With quadratic regression, regression is performed in  
accordance with the following model equation.  
y
=
A
+
BX  
CX2  
+
E-121  
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Calculation formula used for each command  
Σy  
Σx  
Σx2  
A =  
B =  
C =  
B  
C  
(
)
(
)
n
n
n
Sxy Sx2x2 Sx y  
S
xx2  
2
.
.
2
xx Sx2x2 – (Sxx2  
)
.
S
xx2  
2
.
.
S
x y  
S
xx Sxy  
S
2
xx Sx2x2 – (Sxx2  
(Σx)2  
)
.
S
Sxx  
Sxy  
=
Σx2  
n
.
n
.
(Σx Σy)  
=
Σxy  
Σx3  
2
(Σx Σx  
)
Sxx2  
Sx2x2  
Sx2y  
=
n
)
2
Σx4  
Σx2y  
(
Σx2  
=
n
2
.
(Σx Σy)  
=
n
2
(
)
)
B + B 4C A y  
m
1
=
2C  
2
(
B B 4C A y  
m
2
=
2C  
n = A + Bx + Cx2  
Reg Sub-menu (17(S-MENU)7(Reg))  
Select this  
When you want to obtain this:  
menu item:  
1A  
Regression coefficient constant term A  
Linear coefficient B of the regression  
coefficients  
2B  
Quadratic coefficient C of the regression  
coefficients  
3C  
4m1  
5m2  
6n  
Estimated value of x1  
Estimated value of x2  
Estimated value of y  
E-122  
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• Sum sub-menu (sums), Var sub-menu (number of  
samples, mean, standard deviation), and MinMax sub-  
menu (maximum value, minimum value) operations are  
the same those for linear regression calculations.  
Quadratic Regression Calculation  
• Examples 11 through 13 all use the data input in Example  
7 (page E-119).  
Example 11:  
17(S-MENU)1(Type)  
STAT  
ccE(_+CX2)  
STAT  
A
Example 12:  
17(S-MENU)7(Reg)  
STAT  
1(A)E  
STAT  
17(S-MENU)7(Reg)  
2(B)E  
STAT  
17(S-MENU)7(Reg)  
3(C)E  
E-123  
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Example 13:  
y = 3 m1 = ?  
317(S-MENU)7(Reg)  
STAT  
STAT  
4(m1)E  
y = 3 m2 = ?  
317(S-MENU)7(Reg)  
5(m2)E  
x = 2 n = ?  
STAT  
217(S-MENU)7(Reg)  
6(n)E  
A Comments for Other Types of Regression  
For details about the calculation formula of the command  
included in each regression type, refer to the indicated  
calculation formulas.  
Statistical Calculation Type  
Model Equation  
y = A + BlnX  
Logarithmic Regression (ln X)  
y
y
y
y
=
=
=
=
AeBX  
ABX  
AXB  
e Exponential Regression (e^X)  
ab Exponential Regression  
(A•B^X)  
Power Regression (A•X^B)  
Inverse Regression (1/X)  
B
X
A
+
E-124  
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Logarithmic Regression (ln X)  
.
Σy B Σln  
x
A =  
B =  
n
.
.
(
)y  
n Σ ln  
x
Σlnx Σy  
2
2
.
(
)
(
(
)
x
)y  
n Σ lnx Σln  
.
.
n Σ ln  
x
Σlnx Σy  
)
r
=
2
2
2
2
.
.
(
)
(
(
)
{n Σ ln  
x
Σln  
x
}{n Σy Σy  
}
y A  
B
m = e  
n = A + Blnx  
e Exponential Regression (e^X)  
.
Σlny B Σx  
A = exp  
(
)
n
.
.
y
n Σxln Σx Σln  
y
B =  
2
2
.
(
)
n Σx Σx  
.
.
y
n Σxln Σx Σln  
y
r
=
2
2
2
2
}
.
.
(
)
(
)
(
)
y
{n Σx Σx }{n Σ lny Σln  
lny – lnA  
m
=
B
n = AeBx  
ab Exponential Regression (A•B^X)  
.
Σlny B Σx  
A = exp  
(
(
)
n
.
.
y
n Σxln Σx Σln  
y
B = exp  
2
2
)
.
(
)
n Σx Σx  
.
.
y
n Σxln Σx Σln  
y
r
=
2
2
2
2
.
.
(
)
(
)
(
)
y
{n Σx Σx }{n Σ lny Σln  
}
lny – lnA  
lnB  
m
=
n = ABx  
E-125  
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Power Regression (A•X^B)  
.
Σlny B Σln  
x
A = exp  
(
.
)
n
.
.
y
)
n Σln  
x
(
ln Σlnx Σln  
y
B =  
2
2
(
)
x
n Σ lnx Σln  
.
.
y
2
n Σln  
x
ln Σlnx Σln  
y
r
=
2
2
2
.
.
(
)
(
)
(
)
(
)
y
{n Σ lnx Σln  
x
}{n Σ lny Σln  
}
ln y – ln A  
B
m
=
e
n = AxB  
Inverse Regression (1/X)  
–1  
.
Σy  
n
B Σx  
A =  
B =  
Sxy  
Sxx  
Sxy  
r
=
.
Sxx Syy  
2
(
Σx–1  
)
.
Sxx  
Syy  
Sxy  
=
=
=
Σ(x  
–1)2 –  
n
(Σy)2  
Σy2  
n
Σx–1 Σy  
Σ(  
x–1  
)
y
n
B
y – A  
m
=
B
x
n = A +  
E-126  
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Comparison of Regression Curves  
• The following example uses the data input in Example 7  
(page E-119).  
Example 14: To compare the correlation coefficient for  
logarithmic, e exponential, ab exponential,  
power, and inverse regression.  
(FREQ: OFF)  
17(S-MENU)1(Type)  
STAT  
cccE(In X)A  
17(S-MENU)7(Reg)  
3(r)E  
STAT  
17(S-MENU)1(Type)  
ccccE(e^X)A  
17(S-MENU)7(Reg)  
3(r)E  
17(S-MENU)1(Type)  
STAT  
cccccE(A•B^X)  
A17(S-MENU)7(Reg)  
3(r)E  
17(S-MENU)1(Type)  
STAT  
ccccccE(A•X^B)  
A17(S-MENU)7(Reg)  
3(r)E  
17(S-MENU)1(Type)  
STAT  
cccccccE(1/X)  
A17(S-MENU)7(Reg)  
3(r)E  
E-127  
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Other Types of Regression Calculation  
Example 15: y = A + Blnx  
1. s  
x
29  
y
1.6  
2. “STAT” (fc), then E.  
3. 2(Off)  
50  
23.5  
38.0  
46.4  
48.9  
74  
103  
118  
7cccE(ln X)  
STAT  
29E 50E 74E  
103E 118E  
ce1.6E  
23.5E  
38E 46.4E  
48.9E  
STAT  
STAT  
STAT  
STAT  
A17(S-MENU)  
7(Reg)1(A)E  
17(S-MENU)  
7(Reg)2(B)E  
17(S-MENU)  
7(Reg)3(r)E  
x = 80 n = ?  
STAT  
STAT  
8017(S-MENU)  
7(Reg)5(n)E  
y = 73 m = ?  
7317(S-MENU)  
7(Reg)4(m)E  
E-128  
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Bx  
Example 16: y = Ae  
1. s  
x
y
2. “STAT” (fc), then E.  
3. 2(Off)  
6.9 21.4  
12.9 15.7  
19.8 12.1  
26.7  
35.1  
8.5  
5.2  
7ccccE(e^X)  
6.9E 12.9E  
19.8E  
STAT  
26.7E  
35.1E  
ce21.4E  
15.7E  
12.1E 8.5E  
5.2E  
STAT  
STAT  
A17(S-MENU)  
7(Reg)1(A)E  
STAT  
STAT  
17(S-MENU)  
7(Reg)2(B)E  
17(S-MENU)  
7(Reg)3(r)E  
x = 16 n = ?  
STAT  
STAT  
1617(S-MENU)  
7(Reg)5(n)E  
y = 20 m = ?  
2017(S-MENU)  
7(Reg)4(m)E  
E-129  
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x
Example 17: y = AB  
1. s  
x
–1  
3
y
0.24  
4
2. “STAT” (fc), then E.  
3. 2(Off)  
5
16.2  
513  
10  
7cccccE(A•B^X)  
STAT  
STAT  
STAT  
y1E 3E 5E  
10E  
ce0.24E 4E  
16.2E 513E  
A17(S-MENU)  
7(Reg)1(A)E  
STAT  
STAT  
17(S-MENU)  
7(Reg)2(B)E  
17(S-MENU)  
7(Reg)3(r)E  
x = 15 n = ?  
STAT  
STAT  
1517(S-MENU)  
7(Reg)5(n)E  
y = 1.02 m = ?  
1.02  
17(S-MENU)  
7(Reg)4(m)E  
E-130  
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Example 18: y = AxB  
1. s  
x
y
28  
30  
33  
35  
38  
2410  
3033  
3895  
4491  
5717  
2. “STAT” (fc), then E.  
3. 2(Off)  
7ccccccE(A•X^B)  
STAT  
28E 30E 33E  
35E 38E  
ce2410E  
3033E  
3895E  
4491E  
5717E  
STAT  
STAT  
STAT  
STAT  
A17(S-MENU)  
7(Reg)1(A)E  
17(S-MENU)  
7(Reg)2(B)E  
17(S-MENU)  
7(Reg)3(r)E  
x = 40 n = ?  
STAT  
STAT  
4017(S-MENU)  
7(Reg)5(n)E  
y = 1000 m = ?  
1000  
17(S-MENU)  
7(Reg)4(m)E  
E-131  
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B
Example 19: y = A + ––  
x
x
y
18.3  
9.7  
6.8  
4.9  
4.1  
1. s  
1.1  
2.1  
2.9  
4.0  
4.9  
2. “STAT” (fc), then E.  
3. 2(Off)  
7cccccccE(1/X)  
STAT  
STAT  
1.1E 2.1E  
2.9E 4E  
4.9E  
ce18.3E  
9.7E 6.8E  
4.9E 4.1E  
STAT  
STAT  
STAT  
A17(S-MENU)  
7(Reg)1(A)E  
17(S-MENU)  
7(Reg)2(B)E  
17(S-MENU)  
7(Reg)3(r)E  
x = 3.5 n = ?  
3.517(S-MENU)  
7(Reg)5(n)E  
STAT  
STAT  
y = 15 m = ?  
1517(S-MENU)  
7(Reg)4(m)E  
E-132  
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A Command Usage Tips  
• The commands included in the Reg sub-menu can take  
a long time to execute in logarithmic, e exponential, ab  
exponential, or power regression calculation when there  
are a large number of data samples.  
E-133  
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Technical Information  
k Calculation Priority Sequence  
The calculator performs calculations according to a  
calculation priority sequence.  
• Basically, calculations are performed from left to right.  
• Expressions within parentheses have the highest priority.  
• The following shows the priority sequence for each  
individual command.  
1. Function with parentheses:  
Pol(, Rec(  
sin(, cos(, tan(, sin–1(, cos–1(, tan–1(, sinh(, cosh(, tanh(,  
sinh–1(, cosh–1(, tanh–1  
(
log(, ln(, e^(, 10^(, '(, 3'(  
Abs(  
Rnd(  
2. Functions preceded by values, powers, power roots:  
2
3
g
x , x , x–1, x!, °, , , ^(, '(  
r
x
Percent: %  
3. Prefix symbol: (–) (negative sign)  
4. Statistical estimated value calculation: m, n, m1, m2  
5. Permutations, combinations: nPr, nCr  
6. Multiplication and division: ×, ÷  
Multiplication where sign is omitted: Multiplication sign  
omitted immediately before π, e, variables (2π, 5A, πA,  
etc.), functions with parentheses (2'(3),Asin(30), etc.)  
7. Addition and subtraction: +, –  
If a calculation contains a negative value, you may need  
to enclose the negative value in parentheses. If you want  
to square the value –2, for example, you need to input:  
(–2)2. This is because x2 is a function preceded by a value  
(Priority 2, above), whose priority is greater than the  
negative sign, which is a prefix symbol (Priority 3).  
E-134  
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Example:  
–22 = –4  
1. y2  
2. t  
3. “2” (fc), then E.  
4. E  
(–2)2 = 4  
1. (y2)  
2. t  
3. “2” (fc), then E.  
4. E  
Multiplication and division, and multiplication where the  
sign is omitted are the same priority (Priority 6), so these  
operations are performed from left to right when both types  
are mixed in the same calculation. Enclosing an operation  
within parentheses causes it to be performed first, so the  
use of parentheses can result in different calculation  
results.  
Example:  
1 ÷ 2π = 1.570796327  
1/215(π)E  
1 ÷ (2π) = 0.1591549431 1/(215(π))  
E
E-135  
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k Stack Limitations  
This calculator uses memory areas called stacks to  
temporarily store lower calculation priority sequence  
values, commands, and functions. The numeric stack has  
10 levels and the command stack has 24 levels, as shown  
in the illustration below.  
1
2
3
4
5
1
2
3
4
5
6
7
Numeric Stack Command Stack  
1
2
3
4
5
4
1
2
3
4
5
6
7
҂
2
3
4
5
ѿ
҂
ѿ
A Stack ERROR occurs when the calculation you are  
performing causes the capacity of either stack to be  
exceeded.  
E-136  
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k Calculation Ranges, Number of Digits,  
and Precision  
The calculation range, number of digits used for internal  
calculation, and calculation precision depends on the type  
of calculation you are performing.  
Calculation Range and Precision  
Calculation Range  
1 × 10–99 to 9.999999999 ×  
1099 or 0  
Number of Digits for  
Internal Calculation  
15 digits  
Precision  
In general, 1 at the 10th digit  
for a single calculation. Precision  
for exponential display is 1 at  
the least significant digit. Errors  
are cumulative in the case of  
consecutive calculations.  
Function Calculation Input Ranges and Precision  
Functions  
Input Range  
sinx  
DEG 0Ϲ xϽ9҂109  
RAD 0Ϲ xϽ157079632.7  
GRA 0Ϲ xϽ1҂1010  
cosx DEG 0Ϲ xϽ9҂109  
RAD 0Ϲ xϽ157079632.7  
GRA 0Ϲ xϽ1҂1010  
tanx DEG Same as sinx, except whenx= (2n–1)҂90.  
RAD Same as sinx, except whenx= (2n–1)҂π/2.  
GRA Same as sinx, except whenx= (2n–1)҂100  
.
sin–1  
cos–1x  
x
0Ϲ xϹ1  
tan–1x 0Ϲ xϹ9.999999999҂1099  
sinhx  
coshx  
0Ϲ xϹ230.2585092  
sinh–1x 0Ϲ xϹ4.999999999҂1099  
cosh–1x 1Ϲ x Ϲ4.999999999҂1099  
tanhx 0Ϲ xϹ9.999999999҂1099  
E-137  
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Functions  
Input Range  
tanh–1x 0Ϲ xϹ9.999999999҂10–1  
logx/lnx 0x Ϲ9.999999999҂1099  
x
10  
ex  
–9.999999999҂1099Ϲ x Ϲ 99.99999999  
–9.999999999҂1099Ϲ x Ϲ 230.2585092  
0Ϲ x 1 ҂ 10100  
'x  
x2  
1/x  
xꢀꢁ 1҂ 1050  
xꢀꢁ 1҂ 10100  
;
x G  
0
3'x xꢀꢁ 1҂ 10100  
x!  
0Ϲ x Ϲ 69 (x is an integer)  
0Ϲ n 1҂1010, 0Ϲ r Ϲ n (n, r are integers)  
1Ϲ {n!/(nr)!} 1҂10100  
nPr  
0Ϲ n 1҂1010, 0Ϲ r Ϲ n (n, r are integers)  
1Ϲ n!/r! 1҂10100 or 1Ϲ n!/(nr)! 1҂10100  
nCr  
x, yϹ9.999999999҂1099  
x2+y2 Ϲ9.999999999҂1099  
Pol(x, y)  
0Ϲ r Ϲ9.999999999҂1099  
θ: Same as sinx  
Rec(r,)  
xŒ0: –1҂10100 ylogx100  
x҃0: yŒ0  
x0: y҃n,  
However: –1҂10100 ylogxꢀꢁ100  
yŒ0: x G 0, –1҂101001/x logy100  
y
^(x )  
m
2n+1  
(m, n are integers)  
y҃0: xŒ0  
y0: x҃2nѿ1,  
However: –1҂10100 1/x logyꢀꢁ100  
x
'
y
2n+1  
m
(m G 0; m, n are integers)  
• Precision is basically the same as that described under  
“Calculation Range and Precision” on page E-137.  
• ^(x ), 'y, 3', x!, nPr, nCr type functions require  
consecutive internal calculation, which can cause  
accumulation of errors that occur with each calculation.  
• Error is cumulative and tends to be large in the vicinity of  
a function’s singular point and inflection point.  
y
x
E-138  
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Financial Calculation Ranges  
P/Y  
C/Y  
Natural number from 1 to 9999  
PM1 Integer from 1 to 9999  
PM2 PM1 < PM2  
January 1, 1901 through December 31, 2099  
d1  
January 1, 1902 through December 30, 2097  
(BOND Mode only)  
January 1, 1901 through December 31, 2099  
January 2, 1902 through December 31, 2097  
(BOND Mode only)  
d2  
j
Positive natural number  
YR1 Natural number from 1 to 12  
k Special Financial Calculation Error  
Messages  
Compound Interest Mode  
When calculating “n”  
I < –100 ........................................ Math ERROR  
When calculating “I”  
“PV”, “PMT”, “FV” are the same sign  
................................................... Math ERROR  
n < 0 ................................................. Math ERROR  
Calculated i%” is i% < –100 ............ Math ERROR  
When calculating “PV”, “PMT”, “FV”  
I < –100 ........................................ Math ERROR  
Cash Flow Mode  
When calculating “NPV”  
I < –100 ........................................ Math ERROR  
When calculating “IRR”  
Calculated “IRR” is IRR < –50 .......... Math ERROR  
All Receipt/Payment values are the same sign  
................................................... Math ERROR  
E-139  
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Depreciation Mode  
When calculating “Depreciation”  
One or more of “PV”, “FV”, “i%” is negative value  
................................................... Math ERROR  
n > 255 ............................................. Math ERROR  
j > n + 1 (YR1 G 12) ........................ Math ERROR  
YR1 > 12 ................................... Argument ERROR  
Bond Mode  
When calculating “PRC”  
RDV > 0, CPN > 0 not satisfied ........ Math ERROR  
When calculating “YLD”  
CPN is greater than 0: RDV > 0, PRC < 0 not satisfied  
................................................... Math ERROR  
CPN is 0: RDV > 0, PRC < 0 not satisfied  
................................................... Math ERROR  
k Error Messages  
The calculator will display an error message when a result  
exceeds the calculation range, when you attempt an illegal  
input, or whenever any other similar problem occurs.  
A When an error message appears...  
The following are general operations you can use when  
any error message appears.  
• Pressing d or e displays to the calculation expression  
editing screen you were using before the error message  
appeared, with the cursor located at the position of the  
error. For more information, see “Displaying the Location  
of an Error” on page E-27.  
• Pressing A clears the calculation expression you input  
before the error message appeared. You can then re-  
input and re-execute the calculation, if you want. Note  
that in this case, the original calculation will not be retained  
in calculation history memory.  
• See “Special Financial Calculation Error Messages”  
(E-139) for information about error messages that may  
occur during financial calculations.  
E-140  
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Math ERROR  
Cause  
• The intermediate or final result of the calculation you  
are performing exceeds the allowable calculation range.  
• Your input exceeds the allowable input range.  
• The calculation you are performing contains an illegal  
mathematical operation (such as division by zero).  
Action  
• Check the input values to ensure they are within the  
applicable calculation range. See “Calculation Ranges,  
Numbers of Digits, and Precision” on page E-137.  
• When using independent memory or a variable as the  
argument of a function, make sure that the memory or  
variable value is within the allowable range for the  
function.  
Stack ERROR  
Cause  
• The calculation you are performing has caused the  
capacity of the numeric stack or the command stack to  
be exceeded.  
Action  
• Simplify the calculation expression so it does not exceed  
the capacity of the stack.  
• Try splitting the calculation into two or more parts.  
Syntax ERROR  
Cause  
• There is a problem with the format of the calculation  
you are performing.  
Action  
• Make necessary corrections.  
Insufficient MEM Error  
Cause  
• The number of bytes required to store the calculation  
you are inputting exceeds the maximum capacity (89  
bytes) for Shortcut key assignment.  
Action  
• Divide the calculation into smaller parts.  
• Normally the input cursor appears as a straight vertical  
( ) or horizontal ( ) flashing line on the display screen.  
I
When there are 10 or fewer bytes of input remaining in  
E-141  
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the current expression, the cursor changes shape to  
I
to let you know. If the  
cursor appears, terminate the  
I
expression at a convenient point and calculate the result.  
Argument ERROR  
Cause  
• Financial conditions insufficient for financial calculations  
(such as YR1 > 12).  
Action  
• Check the input values to ensure they are within the  
applicable calculation range. See “Calculation Ranges,  
Numbers of Digits, and Precision” on page E-137.  
k Before assuming malfunction of the  
calculator...  
Perform the following steps whenever an error occurs  
during a calculation or when calculation results are not  
what you expected. If one step does not correct the  
problem, move on to the next step.  
Note that you should make separate copies of important  
data before performing these steps.  
1. Check the calculation expression to make sure that it  
does not contain any errors.  
2. Make sure that you are using the correct mode for the  
type of calculation you are trying to perform.  
3. If the above steps do not correct your problem, press  
the O key. This will cause the calculator to perform a  
routine that checks whether calculation functions are  
operating correctly. If the calculator discovers any  
abnormality, it automatically initializes the calculation  
mode and clears memory contents. For details about  
initialized settings, see “Initializing the Calculator” on  
page E-3.  
4. Initialize all modes and settings by performing the  
following operation:  
(1) O19(CLR)  
(2) “All:EXE” (fc), then E.  
(3) E(Yes)  
(4) A  
E-142  
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Reference  
k Power Requirements and Battery  
Replacement  
FC-200V  
Your calculator uses a TWO WAY POWER system that  
combines a solar cell with G13 type button battery (LR44).  
Normally, calculators equipped with a solar cell alone can  
operate only when relatively bright light is present. The  
TWO WAY POWER system, however, lets you continue  
to use the calculator as long as there is enough light to  
read the display.  
A Replacing the Battery  
Dim display figures when available lighting is dim or failure  
of anything to appear on the display immediately when  
you turn on the calculator indicates that button battery  
power is low. Note that you will not be able to use the  
calculator if its button battery is dead. When any of these  
symptoms occur, replace the button battery.  
Even if the calculator is operating normally, replace the  
battery at least once every three years.  
Important!  
• Removing the button battery from the calculator causes  
independent memory contents and values assigned to  
variables to be cleared.  
1. Press 1A(OFF) to turn off  
the calculator.  
Screw  
• To ensure that you do not  
accidentally turn on power  
while replacing the battery,  
slide the hard case onto the  
front of the calculator.  
2. On the back of the calculator,  
remove the screw and the  
battery cover.  
3. Remove the old battery.  
E-143  
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4. Wipe a new battery with a dry cloth, and then load it  
into the calculator with its positive  
upwards (so you can see it).  
side facing  
k
5. Replace the battery cover and secure it in place with its  
screw.  
6. Perform the following key operation:  
(1) O19(CLR)  
(2) “All:EXE” (fc), then E  
(3) E(Yes)  
(4) A  
• Make sure you perform the above key operation. Do  
not skip it.  
• Replacing the battery initializes the calculator, including  
the custom shortcut keys and function shortcut keys.  
See “Initializing the Calculator” (page E-3) for more  
information.  
FC-100V  
This calculator is powered by a single AAA-size battery  
(R03 (UM-4)).  
A Replacing the Battery  
Dim figures on the display of the calculator indicate that  
battery power is low. Continued use of the calculator when  
the battery is low can result in improper operation. Replace  
the battery as soon as possible when display figures  
becomes dim.  
Even if the calculator is operating normally, replace the  
battery at least once every two years.  
Important!  
• Removing the battery from the calculator causes  
independent memory contents and values assigned to  
variables to be cleared.  
E-144  
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Screw  
Screw  
1. Press 1A(OFF) to turn  
off the calculator.  
2. On the back of the calculator,  
remove the screws and the  
back cover.  
3. Remove the old battery.  
4. Load a new battery into the  
calculator with its positive  
k
and negative  
correctly.  
ends facing  
l
5. Replace the back cover and  
secure it in place with its  
screws.  
6. Perform the following key operation:  
(1) O19(CLR)  
(2) “All:EXE” (fc), then E  
(3) E(Yes)  
(4) A  
• Make sure you perform the above key operation. Do  
not skip it.  
Auto Power Off  
Your calculator will turn off automatically if you do not  
perform any operation for about six minutes. If this  
happens, press the O key to turn the calculator back on.  
E-145  
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Specifications  
FC-200V  
Power Requirements:  
Solar Cell:  
Built into the front of the calculator  
Button Battery: G13 Type (LR44) × 1  
Battery Life: Approximately 3 years (Based on one hour  
of operation per day.)  
Operating Temperature: 0°C to 40°C  
Dimensions: 12.2 (H) × 80 (W) × 161 (D) mm  
1/2(H) ҂ 31/8(W) ҂ 65/16(D)  
Approximate Weight: 105g (3.7 oz) including the battery  
Bundled Items: Hard Case  
FC-100V  
Power Requirements:  
AAA-size battery: R03 (UM-4) × 1  
Battery Life: Approximately 17,000 hours (continuous  
display of flashing cursor)  
Power Consumption: 0.0002 W  
Operating Temperature: 0°C to 40°C  
Dimensions: 13.7 (H) × 80 (W) × 161 (D) mm  
9/16(H) ҂ 31/8(W) ҂ 65/16(D)  
Approximate Weight: 110 g (3.9 oz) including the battery  
Bundled Items: Hard Case  
E-146  
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CASIO COMPUTER CO., LTD.  
6-2, Hon-machi 1-chome  
Shibuya-ku, Tokyo 151-8543, Japan  
SA0409-C  
Printed in China  
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